Public Liability Insurance

[sgball]

If you called upon a local diver to remove a rope from the prop, replace anodes or clean your hull would you ask to see his Public Liabilty Insurance?

As HWMBO spends most of his spare time on the boat in the Marina he quite often gets called upon to attend to the above. The Marina have now asked to see his Public Liability Insurance, which he doesn't have.

I have called my Insurance Broker but they can't help. We can get PLI to work on the boats out of the water, but as soon as you mention diving they don't want to know.

Can anyone help?

Trudie

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[ccscott49]

I know you do need the PLI, to work in marinas, as it's a legal requirement to protect the marina operator, getting insurance for diving operations is going to be very difficult, as you will need to fulfill the regulations, certified diver, certified dive master on shore, notices, etc. These are laid down by the HSE, I think, Board of trade or whoever. Anyway I know it's awkward.

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[byron]

To get a PLI for him will be a nightmare, short of people wearing hard hats in case a Cod drops on him he may as well give up the idea and the Marina to turn a blind eye. I suggest he carries out such work as a 'favour' and the recipient of the 'favour' shows appreciating with a gift.

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[sgball]

Everything he does is as a favour. His been doing favours for years, its only because the Marina office has moved to our jetty that they have now seen him.

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[ccscott49]

It doesn't matter if it's a favour or not, the marina are still liable for any damage he may cause, or any claims against him. I know I got into the same thing, diving on my own boat! They banned me from entering the water!!

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[hlb]

But E can just fall in when cleaning diving gear with a scraper and scrubbing brush, then franticly wave arms about round sides of boat. Or clutching knife, flail about round the propelors and cutting rope to release himself from drowning.

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Haydn

 

[ccscott49]

Now that's a defence I didn't think of, yer' honour!

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[Blue_Blazes]

Sounds like the marina have noticed a business opportunity. By stopping your hubby doing "favours" they will probably increase the number of lift-outs = more cranage fees for them. The other answers are correct. If he's not an HSE qualified commercial diver he hasn't a hope in hell of getting PLI. The marina don't by any chance have their own diver too, do they?

Bill.

<hr width=100% size=1>One of these days I'll have a boat that WORKS

 

[byron]

I heard they banned you because of pollution

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[jwatson]

You've got it in one.
I think it highly unlikely ANY marina operator are 'using' regulations to earn extra money as has been suggested elsewhere in this thread.
I, for one, am not prepared to go to jail for negligence!
Best wishes,
john


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[ccscott49]

No, that was Jimi, the other Scot! The only problem I ever had was greenpeace, trying to tow me offshore all the time! I got rid of the black shiny wetsuit after a few times, they left me alone after that!

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[tripleace]

Would he work for a ton of Logs??



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[sgball]

The Marina don't have their own divers. They used to, don't know what happened to them.

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[sgball]

What if he got each person to sign a disclaimer?

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[whisper]

This may not always be possible but an option would be to temporarily remove boat from Marina whilst favour/job is done on it.

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[ccscott49]

Probably couldnt get PLI.

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