alant
Well-Known Member
Well I would never pretend my little 18ft boat is a "Yacht" That term conjours up an image of something much more grand.
So I refer to mine as a sailing boat. no more, no less.
I remember my first 'sailing boat' & how I thought I should insure it.
The insurance company, actually had a counter where you talked to real people then, determined that up to 16', it could be insured as a dinghy, but over that, it was a 'yacht' & premium much higher. The 'yacht' in question, was a 16' with lid/cabin(2 berth) & sailing rig (one mast). Knowing little, other than what I'd read in PB etc, when asked what sort it was, answered like a pretentious prat - "its a sloop".
Got stung for the premium.