Lithium Positive and Negative Insurers

An electrical company can employ non qualified people to do the work, it is not the individual, it is someone in that business that must hold the necessary qualifications.
 
No, but the homeowner can do remedial work or additions. I'd assume that the yacht builder would do the initial install.
About 20 years ago, I installed a power shower unit in my bathroom. Even as long ago as that, I needed to get a professional electrician to check the installation complied with the regulations, despite it being taken off an existing power supply. The electrician I got to do it was good enough to state that it was fine and didn't charge !
 
No, but the homeowner can do remedial work or additions. I'd assume that the yacht builder would do the initial install.
In Scotland at least, this is limited to adding a spur, replacing a socket, and similar. What's expressly forbidden is adding a new circuit from the CU.
 
Admiral Insurance is also against DIY installed Lithium Phosphate

12:56 PM (8 minutes ago)
Hi Lewis

Thank you for your email

Our current stance is that as long as the batteries are professionally installed and all the battery management systems are compatible with lithium batteries then this would be ok.

Therefore we would require them to fitted by a qualified person.

You may find this article useful: https://www.yachtingmonthly.com/gear/how-to-install-lithium-boat-batteries-89782

Kind regards

Lewis Jones Cert CII
Underwriting Assistant
 
Admiral Insurance is also against DIY installed Lithium Phosphate

12:56 PM (8 minutes ago)
Hi Lewis

Thank you for your email

Our current stance is that as long as the batteries are professionally installed and all the battery management systems are compatible with lithium batteries then this would be ok.

Therefore we would require them to fitted by a qualified person.

You may find this article useful: https://www.yachtingmonthly.com/gear/how-to-install-lithium-boat-batteries-89782

Kind regards

Lewis Jones Cert CII
Underwriting Assistant

Lewis, can you ask Lewis what the definition of professional is and what are acceptable qualifications?
 
I asked him a couple more questions but got the same generic replies. I don't want to put too much time into questioning them, as i think i will just move to Craftinsure,

Waiting for a reply from Navigation and General and Pantaenius.
 
I am currently with them and they require "professional sign off", but i was hoping they changed there policy.
I did a LFP install for a customer who is with Pantaenius and they required proof that the installation was specified and installed by a professional, along with some other requirements.
 
They wanted "qualified professional marine electrician to confirm it is all safe and fit for purpose. An email from them will suffice, we do not need a formal certificate."
 
They wanted "qualified professional marine electrician to confirm it is all safe and fit for purpose. An email from them will suffice, we do not need a formal certificate."
Isn't one of the problems that there isn't a qualifying body specifically for marine electricians, so there is no qualification available? Then you'd be trying to find one who would accept liability for someone else's work - the costs of checking the design and going over the entire install.
 
They wanted "qualified professional marine electrician to confirm it is all safe and fit for purpose. An email from them will suffice, we do not need a formal certificate."
Hmmm. Very vague.
But legally speaking, that would suggest that the person ought to have some sort of qualification that could be reasonably deemed relevant.
They didn't specify that the electrician had to have their own liability insurance?
 
Just a thought, I'm currently part way through the MCA AEC1 course.
AEC2 does cover electrical systems to some extent.
Would that make me 'qualified'??
 
Hmmm. Very vague.
But legally speaking, that would suggest that the person ought to have some sort of qualification that could be reasonably deemed relevant.
They didn't specify that the electrician had to have their own liability insurance?
Having just been through this process.. I e-mailed my insurers (Porthcawl) advising them of a LiFePO4 battery upgrade along with related ancillaries, undertaken by a professional marine electrician. I provided them with the .PDF copies of the invoices for the work as evidence. They have noted it, with no further questions.
 
For all these companies demanding a professional installation, I’m intrigued what happens if you

a) buy a boat that the previous non qualified owner DIY installed lithium batteries

b) if you DIY installed the batteries a couple of years ago before your insurance company had a clause on lithium batteries

I remain confident that this problem will resolve itself as more companies realise these clauses are ludicrous.
 
For all these companies demanding a professional installation, I’m intrigued what happens if you

a) buy a boat that the previous non qualified owner DIY installed lithium batteries

b) if you DIY installed the batteries a couple of years ago before your insurance company had a clause on lithium batteries

I remain confident that this problem will resolve itself as more companies realise these clauses are ludicrous.
I suspect your surveyor will have said something on the matter which the insurers will pick up on.
 
I suspect your surveyor will have said something on the matter which the insurers will pick up on.

Most surveyors don’t know their ass from their elbow when it comes to lithium batteries.

Plenty of insurers also don’t care about seeing a survey, especially for a <25 year old boat.
 
Plenty of insurers also don’t care about seeing a survey, especially for a <25 year old boat.
At some point during the application process you probably answer a question “have there been any modifications”. This is their gotcha - but it’s only relevant if there is a future claim in relation to the lithiums so if it’s a “good” install there is likely no claim.
 
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