Boat Insurance ....

[Hooligan]

The previous UK based insurance company had no problem insuring me with German residence and UK flagged boat in the med for the 12 years I owned it - right from day 1.

Post B-Day they changed from dealing in EURs to GBPs but continued to renew - it caused minor issues with the marina as they wanted to see 3rd party liability figures in EURs but a discussion over exchange rates and currencies caused them to reluctantly accept.

Now the UK company will no longer quote due to my residency - which hasn't changed in 24 years.

I think it is due to EU Passporting and Equivalence rules combined with the end of the transition period ... https://www.europarl.europa.eu/RegData/etudes/BRIE/2017/599267/EPRS_BRI(2017)599267_EN.pdf

For 3rd countries some services can still be offered in the EU without the Passporting attached to membership of the single market, as long as there is Equivalence (which allows third countries to ask for an assessment of equivalence of their regulatory system with that of the European Union).
If granted they can still trade but as the point of the B-Word was to allow diversification from EU regulatory systems, this may well be the root cause, cutting UK service providers out of the EU.

Yup. It’s all about passporting. Sadly another case of the consumer comes last, politics first.