MedwaySailor
Active Member
Asking for a friend: "I need personal insurance for sailing over 12 miles off shore ie to France. This covers being helicoptered off the boat with a serious injury. I am 74".
Personal insurance for the over 70s
- Thread starter MedwaySailor
- Start date
Beneteau381
Well-Known Member
Barclays current account, I pay £12.95 a month, We get free travel insurance and get you home breakdown cover, the insurance works, dont ask! What was interesting was when I questioned them about sailing in Portugal, we are covered for up to 12 miles offshore, whatever that means.
Poignard
Well-Known Member
I think the OP wants to go more than 12 miles offshore, even if it is only to cross the Channel.
xyachtdave
Well-Known Member
if you can predict the future for your 'friend' with this degree of accuracy....it's probably best you talk them out of their trip to France.
Helicopter rescue for a serious injury...ouch!
pvb
Well-Known Member
Do rescue helicopters charge for their service?
xyachtdave
Well-Known Member
Hey, in the post apocalyptic wasteland that is Brexit, who knows what'll happen in the channel a few miles out!
Sharky34
Well-Known Member
Try Natiowide, they do over 75's Flexi Account.
MedwaySailor
Active Member
Yes. Most insurance s are up to , but my friend needs over, 12 miles
MedwaySailor
Active Member
I have the flexi insurance and it is excellent but I think he is specifically looking for heli rescue cover
Poignard
Well-Known Member
Surely if you are seriously injured or taken ill in mid- Channel the UK Coastguard would not refuse to lift you off and take you to hospital because you had no insurance? Presumably the French would do the same.
MoodySabre
Well-Known Member
I’ve never thought about personal insurance for going across the North Sea. A channel hop is not more than a day sail so sail cautiously in a well founded boat with a DSC VHF and an PLB In a sensible weather window.
rotrax
Well-Known Member
AFAIK most countries are signed up to the International SAR Agreement which will airlift or rescue an injured sailor off of the vessel FOC.
What happens once ashore, is of course, an unkown at this time.
I suspect we might have a reciprical medical agreement with most European countries in the future.
My advice is to wait and see.
What happens once ashore, is of course, an unkown at this time.
I suspect we might have a reciprical medical agreement with most European countries in the future.
My advice is to wait and see.
LadyInBed
Well-Known Member
Exactly, and in EU I relied on European Health Insurance Card (EHIC), I'm not sure what will happen when that agreement finishes.
Graham376
Well-Known Member
We used to have cover with Insure and Go on Long Stay policy until age made the premium excessive. It covered coastal as standard and offshore could be added for specified periods. Wording covered medical evacuation but excluded search and rescue.
[70521]
Well-Known Member
Speak to Topsail, they do personal sailing insurance.
Yachtsman's Travel Insurance
Google is SO useful.
Sharky34
Well-Known Member
Does that include helicopters?
MedwaySailor
Active Member
He's not very computer savvy.
Thank you. Sound advice which I have passed on
MedwaySailor
Active Member
Thank you, I have passed this on. He gives us sailing help, we provide a bit of tech savvy. Though he is a wizard with chartplotters and shown us how to save favourite anchoring spots etc,
