jwatson
New member
Re: Just one niggle
Sorry for the delay in replying but I have been up to my neck in alligators.
There are, of course, key reasons as to why MDL operate a Contractors Registration Scheme.
It is in place to protect our customers and berth holders as well as to meet the needs of our insurers. The scheme is NOT in place to generate income as it costs more to administer than we put in the till.
An owner who employs a 'bagman' to work on his/her boat, where the bagman is not insured, is placing the owner in the event of an accident in a position where he could face serious financial loss.
The owner would also be in breech of our marina regulations as he has a duty to ensure that any third party working on his boat has proper liability insurance in place. Our monitoring of contractors is the policing mechanism to protect customers against the uninsured bagman issue.
A scenario could be that a bagman sets fire to a shed, destroying both property and vessels. It later transpires that he was uninsured and MDL finds itself in the frame for faling to proactively manage contractors coming onto the site. This could ultimately result in us finding it impossible to obtain property insurance for general access buildings, or that our own insurance costs go through the roof.
The absolute worst case sorts of scenarios could also see me in prison which does not, frankly, appeal.
Our aim is to allow unencumbered access to our sites, provided people act in a responsible manner and have necessary insurance in place. If we are unable to manage this activity effectively it could result in our having to review the whole policy on how and when people work on our sites. Contractors Registration primarily is there to protect our customers interest, as well as our own.
Best wishes,
John Watson
MDL
Sorry for the delay in replying but I have been up to my neck in alligators.
There are, of course, key reasons as to why MDL operate a Contractors Registration Scheme.
It is in place to protect our customers and berth holders as well as to meet the needs of our insurers. The scheme is NOT in place to generate income as it costs more to administer than we put in the till.
An owner who employs a 'bagman' to work on his/her boat, where the bagman is not insured, is placing the owner in the event of an accident in a position where he could face serious financial loss.
The owner would also be in breech of our marina regulations as he has a duty to ensure that any third party working on his boat has proper liability insurance in place. Our monitoring of contractors is the policing mechanism to protect customers against the uninsured bagman issue.
A scenario could be that a bagman sets fire to a shed, destroying both property and vessels. It later transpires that he was uninsured and MDL finds itself in the frame for faling to proactively manage contractors coming onto the site. This could ultimately result in us finding it impossible to obtain property insurance for general access buildings, or that our own insurance costs go through the roof.
The absolute worst case sorts of scenarios could also see me in prison which does not, frankly, appeal.
Our aim is to allow unencumbered access to our sites, provided people act in a responsible manner and have necessary insurance in place. If we are unable to manage this activity effectively it could result in our having to review the whole policy on how and when people work on our sites. Contractors Registration primarily is there to protect our customers interest, as well as our own.
Best wishes,
John Watson
MDL