Have you tried getting an insurance quote from another company that does not ask for a survey? Haven Knox-Johnston have never asked me for a survey (boat is 1990) and, different occasion, Topsail asked for photographs of specific parts/systems.
10 years seems to be normal.
Why are they asking? Normally a 3 year old survey should be sufficient unless something has changed since then such that the insurer wants confirmation that the boat is still sound and worth what you are asking to be covered.
Your haulier should be insured for damage to both your boat and third parties, as should the the crane operator. don't you have the boat insured already?Well I'm in Australia and I have just had an insurance survey done. It cost me $A1000 but he had to travel 130km to view the yacht.
I now have a problem: the marina wants third party cover to start as soon as the yacht is on the marina complex. The insurance company is offering cover from the time the yacht is successfully launched. Nothing is straight-forward
You can't generalise. You don't say for example whether it is a boat you already own or buying, nor whether you are asking for a new quote. I have been insured by both of those and with an existing boat, neither have asked for a survey for either a new policy, nor continuing. However when I bought a different boat, both required a survey.
I changed my boat last year, previous boat was insured with Topsail (still in my ownership at that time), they would not insure the "new" one without a survey, neither would HKJ, who wouldn't even give me a quote without a survey.
That is soooo logical. Of course the haulage contractor should have insurance. The marina should be responsible for damage done by their Tammy Lift and therefore should have insurance.
I just renewed after they said I could have 11 years. Contact them. They have always been reasonable to deal with.
