Yes but they said that didn’t change anything. They did agree we can stay on mooring buoys any time of year but can’t leave overnight in winter on one. Not that I’d want to be on a buoy at the moment!
There may be a difference in the excess, no claims rules - I'd need to delve into the policy to check. I've checked the invoices, and there was indeed a shift - moving between Largs and James Watt Dock halfway through the season cost me the extortionate increase of £0.52, moving to a swing mooring near Oban the following year put that up by £8.41 - but some of that was because its winter berth also moved to somewhere without 24/7 security, and general inflation increases.
