cloud7
Well-Known Member
Any forum members any experience with this company
Thks
Thks
Y yacht insurance
- Thread starter cloud7
- Start date
Corribee Boy
Well-Known Member
I emailed them for a quote last week. They asked my current premium, and advised that it was very competitive and I'd do well to stick with the existing company!
They didn't seem to be after a quick profit, and seemed very helpful - but that's not really concrete experience of their claim handling.
They didn't seem to be after a quick profit, and seemed very helpful - but that's not really concrete experience of their claim handling.
sailorman
Well-Known Member
Many of us are with them & more changing to them most weeks.
check their policy against other insurers.
also do a forum search on boat insurance, lots of bedtime reading there
check their policy against other insurers.
also do a forum search on boat insurance, lots of bedtime reading there
jsl
Well-Known Member
I have found them very helpful, and they saved me a lot of money when I changed last year.
pagoda
Well-Known Member
+1
Friendly and prompt service, seem competitive prices. I have no experience of claims with them so can't comment on that.
Got tired of the previous insurer relentlessly jacking up prices....
Friendly and prompt service, seem competitive prices. I have no experience of claims with them so can't comment on that.
Got tired of the previous insurer relentlessly jacking up prices....
sailorman
Well-Known Member
Plus the MD is an experenced sailor
miyagimoon
Well-Known Member
Barry is the ex MD of Pants UK. Also I do believe an ex Army Aircorp Helicopter Pilot. A keen sailor who again I believe owns an Oyster Yacht. Y Yachting are one of the only companies willing to cover the Red Sea and has done so for a number of boats on The Red Sea Sailing Safari. According to some of our participants Y Yachting quote was far better than their previous insurers before you added the Red Sea premium. Fortunately no one has yet made a claim (and long may that remain) to do the final and ultimate test on any insurer.
Just to finalise this. I have no interest in Y Yachting other than being insurered by them and having nothing but excellent service and advise.
sailorman
Well-Known Member
You are preaching to the converted, my renewal was on 16/03 :encouragement:
Phoenix of Hamble
Well-Known Member
I've found them a real pleasure to deal with. Friendly, experienced service, all done with a human touch... and their T&C's are a lot better than many other insurers.
Binman
Well-Known Member
All sounds very good, just reinsured my boat with Craft Insure, how has other people found them.
xyachtdave
Well-Known Member
I was about to add another vote for Y Yacht but noticed the op has sorted himself out already.
My terms ask for the boat to either be laid up ashore or on a pontoon berth from November to End of March. I'm collecting the boat tomorrow to return to our mooring, email to Y asking if this is ok, 1/2 hour later a reply from underwriters saying yes that's fine even though within the dates.
My last insurer wouldn't have done that.
My terms ask for the boat to either be laid up ashore or on a pontoon berth from November to End of March. I'm collecting the boat tomorrow to return to our mooring, email to Y asking if this is ok, 1/2 hour later a reply from underwriters saying yes that's fine even though within the dates.
My last insurer wouldn't have done that.
awol
Well-Known Member
Very friendly and communicative but actually more expensive than Pants for as close as I could get to like-for-like. They also had an 18 hour single-handed voyage rule that they wouldn't remove.
doug748
Well-Known Member
That is the sticking point for me, not that I am any sort of expert or nuffin.
Are they troubled by singlehanding at night?
jakeroyd
Well-Known Member
I had been with Nautical for many years , nothing wrong with them at all. Never claimed.
Changed to Y last year for much the same price.
The reason I did this was Y's clause with reference to the yacht being lost or damaged due to an inadequately maintained 'something'
This was not covered by Nautical but was by Y as far as I could determine.
Don't quote me on the accuracy of the statement given above but it's something like that.
A forum search will reveal several discussions on this topic.
No claim so far with Y.
I would echo the comments here about dealing with them , very easy and professional.
Changed to Y last year for much the same price.
The reason I did this was Y's clause with reference to the yacht being lost or damaged due to an inadequately maintained 'something'
This was not covered by Nautical but was by Y as far as I could determine.
Don't quote me on the accuracy of the statement given above but it's something like that.
A forum search will reveal several discussions on this topic.
No claim so far with Y.
I would echo the comments here about dealing with them , very easy and professional.
Niffler
Well-Known Member
The issue is "not knowingly inadequate". It's worth having a maintenance checklist copy kept off the boat, in the event of a total loss or near total loss you can demonstrate diligent care.
Hydrozoan
Well-Known Member
Changed to them last year - reason was nature of coverage as mentioned by jakeroyd, but they were also slightly cheaper. Very helpful to deal with as others have said, but no claims experience.
charles_reed
Well-Known Member
Whilst one has mainly good reports of Y Yacht Insurance, they will, of course, be brokers and not underwriters. Whilst brokers are extremely helpful intermediaries, the decision on pay out is down to the underwriter and you can only judge insurers on their claims payout.
Even Pantanaeius had a couple of years of problems down to their underwriter turning difficult.
It appears, from general report that big insurance companies with a marine arm (Zurich, Lombard) are liable to refer to small print to evade their responsibilities, whilst those with genuine marine underwriters are rather more accomodating.
I tend to judge insurers on their policy wording and their underwriters.
Unfortunately last year's acceptable wording is apt, on renewal to turn into less acceptable wording.
Even Pantanaeius had a couple of years of problems down to their underwriter turning difficult.
It appears, from general report that big insurance companies with a marine arm (Zurich, Lombard) are liable to refer to small print to evade their responsibilities, whilst those with genuine marine underwriters are rather more accomodating.
I tend to judge insurers on their policy wording and their underwriters.
Unfortunately last year's acceptable wording is apt, on renewal to turn into less acceptable wording.
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doris
Well-Known Member
Don't just look at the underwriters, find out which set of loss adjusters they use. In the event of a claim that is vital.
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There must be a lot of us who have issues with this. Personally, 24 hours to get me x- Channel would be fine but they will not budge. Otherwise, communications and policy are very good.
