PetiteFleur
Well-known member
I have a castellated nut & split pin - supplied when I fitted a new shaft & prop after fitting a new engine.
I imagine that depends on the policy. But mine with GJW is protected no claim discount. My excess is £250-00 but £500-00 for SH.That is what you pay your premiums for. Would guess your excess is around £4-500 and the claim won't have much effect on future premiums.
No mates.What is SH?
SH ==Single Handed.No mates.
Ha. I sail SH because I don't like anyone, they're all total w*nkersSH ==Single Handed.
I have to sail single handed, because nobody likes me
Talking about yourself, againNo mates.
You try it with 8 tons of high windage boat getting into a tight marina berth.Well just maybe trusting a Boat to Stop quickly , going in either direction , is best not relied upon , eh ? Best practice I maintain is , have only Just enough way upon Her to perform the manouver intended , so that She glides into place /berth , maybe thats the Way ? When working the London Thames I ofte saw Pleasure Craft using 'big hands full ' of thrust when close manouvering along side , sometimes these Pleasure Craft made quite a bump or crunch when contacting the Pier , Pontoon , other Craft , etc etc all quite unessary in my experience , but suppose one does as one can
Most policies allow some choice with excess as the higher the voluntary excess the lower the premium, although most as you say have a compulsory minimum.I imagine that depends on the policy. But mine with GJW is protected no claim discount. My excess is £250-00 but £500-00 for SH.
And then they don't pay the entire claim, leaving you with a big charge, and after a few more similar episodes, cancelled insurance. Finally, there is often a clause requiring you to do what you can to minimize the loss, which in this case is a diver.Claim on your insurance for a new propeller and lift out plus additional berthing and traveling back home and back.
My old Albin Ballad (30 foot, long keeled) I used to own, I would manoeuvre very slowly around marinas and warp a lot (she was much lighter, so I could), and use her prop walk (want to go twenty degrees to port in the boats length?? Do 340 degrees to starboard instead!). With Mirage, she is a Bavaria 40, and I tried tiptoeing around marinas like I did with Triola with disastrous results. She has lots of windage, is too heavy to rope around in any wind, and with a fin keel, and spade rudder, has very little grip. You slow down, the wind will take you, and you WILL go sideways (at pace), or the bow will blow off. The best method is to keep on pace, and yes, to stop quickly.Well just maybe trusting a Boat to Stop quickly , going in either direction , is best not relied upon , eh ? Best practice I maintain is , have only Just enough way upon Her to perform the manouver intended , so that She glides into place /berth , maybe thats the Way ? When working the London Thames I ofte saw Pleasure Craft using 'big hands full ' of thrust when close manouvering along side , sometimes these Pleasure Craft made quite a bump or crunch when contacting the Pier , Pontoon , other Craft , etc etc all quite unessary in my experience , but suppose one does as one can
Of course they only pay what they are obliged to by the contract but no reason not to claim if the sum involved justifies it. As I explained above typical excess is between £250-500 and this claim is likely to run up to £1500-2000. The claim might result in an increase in future premiums but likely to be a lot less than the value of the claim.And then they don't pay the entire claim, leaving you with a big charge, and after a few more similar episodes, cancelled insurance. Finally, there is often a clause requiring you to do what you can to minimize the loss, which in this case is a diver.
The less weight, the higher the speed to overcome windage. Our parking speed can be quite alarming to onlookers, along with the accompanying engine revs on occasions.You try it with 8 tons of high windage boat getting into a tight marina berth.
Sadly, these Volvo saildrives only have a thin plastic washer, a cone that is tightened first and then a long cap had screw down the middle that's locked against the cone.Surely a castellated nut and split pin are foolproof.