pvb
Well-Known Member
All the comment about insurance is missing an important fact. This is a houseboat that has gone nowhere since it arrived in Fleetwood. It was not going to sea, it was not going to collide with anyone else's boat, it was just sitting in one place minding its own business. It is fairly easy to see why the owners did not see a need to insure it, at least until they were ready to move it. I wonder how many houseboats are insured against seagoing risks?
My house has gone nowhere since it arrived, but it's still an asset which I believe should be insured.
And "seagoing risks" are irrelevant; basic insurance is a necessity (and usually a condition of mooring contracts).