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I understand why you use the word “justify” in this context but I always think it inappropriate. Surely no purchase of a yacht can be justified in financial and/or purely logical terms. It is such an emotional process and decision, and better for it, and we all judge the value it brings with different parameters/eyes. As someone said earlier it’s more to do with how it makes the user/owner feel. It surely defies a wholly analytical decision process. We all make our own decisions for our own reasons, “You pays yer money and takes yer choice”The OP also has to face the choice between an older solid Boat at say 42 foot and newer mass market version. While at higher price point such as a Hallberg or rustler 42 or something much newer with that wide stern, twin stern cabins etc to easy to be attracted to newer types. While out of the OP budget many might like say a 46Najad but if you look at the price of say a newer 39 version it’s hard to justify the cost over many other vessels out there. If you limit choice to a monohull of say around 12m and less than say 7 years old it reduces field . Personally I would be looking for a self tacking headsail and some power winches plus a bowthruster in a drop down as opposed to tunnel and a drop main as opposed to in mast . Add all those in and the choice reduces somewhat further . For comfort I would advocate at least a hard windscreen if not a hard top and if it has a long sprayhood with zip down back panels it does give protection on night crossings but maybe the OP doesn’t plan night sailing in the Baltic. Having sailed a Dufour you might find an ageing teak decked Hallberg rather staid. What might suit is an XC42 but rather more budget likewise the elderly Sweden 42 etc.
