Not the best of pictures but a picture of the best of yachts. Maidie, the Big Banana, the most exquisite boat I've ever seen - showing everything she's got.
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I agree with you that playing around with cropping an image can often improve it. And I can see why you've attempted the two crops you've provided - trying to follow the "rule of thirds" with the horizon; trying to create a visual lead-in.A pair of scissors has always been the photographers best friend to improve an image.
Of the two croppings, I think I prefer the lower one.
But there in no "right way".