Rum_Pirate
Well-Known Member
Does your insurance coverage cover you and your crew and other boats and crew etc when racing?
Are you sure, have you read the small print?
Are you sure, have you read the small print?
Insurance and racing
- Thread starter Rum_Pirate
- Start date
FullCircle
Well-Known Member
Yes, but I have to tell them when I race. I have declared occasional club races. Of course the rig risk increases, so they lower the cover to 66% for racing.
Thats about it.
Thats about it.
DJE
Well-Known Member
Yes but damage to the rig while racing is excluded unless it occurs as the result of stranding, collision, or a few other causes.
Basically I'm not covered for overstressing the rig while racing; but it's a masthead rig built like the proverbial masonry facilities and regularly inspected, so I don't think I'm taking too much risk myself.
Basically I'm not covered for overstressing the rig while racing; but it's a masthead rig built like the proverbial masonry facilities and regularly inspected, so I don't think I'm taking too much risk myself.
CPD
Well-Known Member
Covered but rig cover is extra and need to inform them of specific races.
matelot
Well-Known Member
checked. covered for club racing, mast cost 10k, no need to tell them when racing, excess goes up to 500. 3 million for 3rd party.
michael_w
Well-Known Member
Suggest you've got your rig undervalued.
You must allow for everything going over the side. Mast, boom, spinnaker pole, standing and running rigging, mainsail, genoa, spinnaker, electronics, etc, etc.
You must allow for everything going over the side. Mast, boom, spinnaker pole, standing and running rigging, mainsail, genoa, spinnaker, electronics, etc, etc.
