Insurance and racing

Did a health scare influence your decision to go cruising?

  • Yes

    Votes: 0 0.0%
  • No

    Votes: 0 0.0%

  • Total voters
    0

FullCircle

Well-known member
Joined
19 Nov 2003
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Yes, but I have to tell them when I race. I have declared occasional club races. Of course the rig risk increases, so they lower the cover to 66% for racing.
Thats about it.
 

DJE

Well-known member
Joined
21 Jun 2004
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7,630
Location
Fareham
www.casl.uk.com
Yes but damage to the rig while racing is excluded unless it occurs as the result of stranding, collision, or a few other causes.
Basically I'm not covered for overstressing the rig while racing; but it's a masthead rig built like the proverbial masonry facilities and regularly inspected, so I don't think I'm taking too much risk myself.
 

matelot

New member
Joined
4 Sep 2008
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checked. covered for club racing, mast cost 10k, no need to tell them when racing, excess goes up to 500. 3 million for 3rd party.
 

michael_w

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Joined
8 Oct 2005
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Suggest you've got your rig undervalued.

You must allow for everything going over the side. Mast, boom, spinnaker pole, standing and running rigging, mainsail, genoa, spinnaker, electronics, etc, etc.
 
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