Definition of laid-up?

[BAtoo]

You will probably find that if your boat is normally on a swinging mooring, the insurance company want you to be either "Laid up", or in a marina berth. That is what mine tells me.

I'm on a swinging mooring and laid up on the mooring last year and am doing so again this year. My sails, the sprayhood & covers off the boat, double warps to the mooring buoy; boom dropped and tied to the deck etc. Broker informed by e-mail & confirmatory reply obtained. Double excess during the winter.

In the past I have laid-up afloat in the marina (sails off & nothing much else done); same broker, informed by e-mail. No problems.

 

[NormanS]

I'm on a swinging mooring and laid up on the mooring last year and am doing so again this year. My sails, the sprayhood & covers off the boat, double warps to the mooring buoy; boom dropped and tied to the deck etc. Broker informed by e-mail & confirmatory reply obtained. Double excess during the winter.

In the past I have laid-up afloat in the marina (sails off & nothing much else done); same broker, informed by e-mail. No problems.

Insurance companies have a somewhat jaundiced view of swinging moorings in Scottish Lochs. I'm not complaining, I quite like being properly laid up ashore. It gives you something to look forward to, in the Spring.

 

[davidej]

My insurer which had for years required me to come ashore from a swinging mooring by 30 Nov suddenly changed it to 31 Oct.

I pointed out to them that the previous year we had a severe November gale and four boats in our area were damaged -ALL ASHORE -no boats still on moorings were damaged.

Didn't make them change their mind though!

 

[catalac08]

You will probably find that if your boat is normally on a swinging mooring, the insurance company want you to be either "Laid up", or in a marina berth. That is what mine tells me.

In my experience where the swinging mooring is located is critical as to whether the Ins Co will accept 12 months in commission or laid up on the mooring. Some companies are pretty picky about this others less so perhaps depending on their personal claims experience of particular spots?

 

[NormanS]

In my experience where the swinging mooring is located is critical as to whether the Ins Co will accept 12 months in commission or laid up on the mooring. Some companies are pretty picky about this others less so perhaps depending on their personal claims experience of particular spots?

And understandably, and quite rightly so.

 

[Giblets]

In my experience where the swinging mooring is located is critical as to whether the Ins Co will accept 12 months in commission or laid up on the mooring. Some companies are pretty picky about this others less so perhaps depending on their personal claims experience of particular spots?

Some won't even allow in commission swinging moorings - off Seaview, Isle of Wight springs to mind.

 

[iain789]

Here's what my policy says - "If the vessel is in Scotland or Ireland during the period 15/10 to 31/3 she will be ashore or in a marina when not navigating."