Travel Insurance

[Hurricane]

My current travel insurance package is finishing in Feb.
What do people on here use for annual travel insurance?
The parameters seem to be
Age
Length of stay away from home
Medical conditions.

 

[TwoHooter]

We use an add-on to our Home and Contents insurance.
Edit: Our insurer is NFU Mutual and we have a great deal of confidence in them. There are many firms in the home insurance market that I wouldn't trust to insure a pet cat, let alone medical repatriation costs which is the big scary risk that travellers face.

 

[DavidJ]

We just use the one included with our Lloyd’s bank account (although we do pay £17 a month for the a/c which includes other stuff) Had a problem when my wife’s wallet was pinched in Barcelona with Lloyd’s deducting twice the excess because we had a joint bank account. It took a few adult conversations for them to back down.
There is a maximum of 30 days or so in any one trip which is ok for us.

 

[Bandit]

I use the Bishop Skinner travel ins which is for yachtsmen
. https://www.bishopskinner.com/travel-insurance/#.Wj6DL99l-Uk

Everyone needs to be careful most travel insurances and read the small print, especially the ones that come with credit cards etc don't cover you if you don't use public transport ie ferries and public airlines and stay in hotels etc.

 

[Nigelpickin]

My current travel insurance package is finishing in Feb.
What do people on here use for annual travel insurance?
The parameters seem to be
Age
Length of stay away from home
Medical conditions.

Do you really need it for Spain? Medical is free, private is great if you have bupa world, boat ins covers laptops etc...
Not sure it’s really that necessary - for the time being....

 

[Hurricane]

Do you really need it for Spain? Medical is free, private is great if you have bupa world, boat ins covers laptops etc...
Not sure it’s really that necessary - for the time being....

Agreed
It wasn't the health bit I was thinking about.
Some general travel insurance that keeps the various tour operators or travel holiday firms from selling you their very expensive "one off" policies.
My current travel insurance came with my Sainsbury's credit card and probably isn't worth the paper it is photocopied on!!
I currently pay £5 per month but I originally got the card, because of the excellent exchange rates and no fees - I use it for everything in Spain - fuel, marina fees shopping etc
Sainsburys have removed the insurance element and the £5 per month so I was thinking that I should replace the insurance element of it.

 

[Poignard]

I don't have travel insurance. While it lasts, the EHIC seems to provide an acceptable level of cover.

 

[rubberduck]

We have a Nat west add on, even covers me with all my pre existing, + we have the business with them which gives us a lot of leverage should they try it on.

 

[mcanderson]

If you want it linked to a credit card then we have found the Lloyds avios duo card (£24/year) gives you a reasonablelevel or cover, you earn avios as you spend, spend over £7k you get an upgrade voucher. The best thing is no forex fees and very good exchange rates. We use it for all things boating in France and have saved a fair bit on not having forex fees on annual port fees, servicing etc etc.