Survey for insurance renewal

[eddystone]

Just renewed my insurance (GJW) and been asked to upload survey - bit surprised as previous documents indicated not required until next years renewal. Will surveyors do a "basic" survey for insurance purposes and any recommendations for Plymouth area?

 

[colind3782]

Just renewed my insurance (GJW) and been asked to upload survey - bit surprised as previous documents indicated not required until next years renewal. Will surveyors do a "basic" survey for insurance purposes and any recommendations for Plymouth area?

Give them a call. They are extremely helpful on the phone when the website is being "difficult"

 

[russ]

I have just taken out a GJW policy and they excepted a brokers valuation.

 

[Tranona]

Yes, surveyors usually offer an "insurance" survey and valuation at a lower price and less coverage than a pre-purchase survey. Can't help with surveyors in your are, but gin the number of boats around there likely to be a good choice.

 

[[70521]]

Just renewed my insurance (GJW) and been asked to upload survey - bit surprised as previous documents indicated not required until next years renewal. Will surveyors do a "basic" survey for insurance purposes and any recommendations for Plymouth area?

Yes they will.

I've used Alpha Marine Systems in the past and will use him again.

 

[eddystone]

Sorry, terrible habit of posting on forum before checking things out properly - it seems there is glitch with the GJW "dashboard". Still might as well get survey done after lift out in January. Looked at Alpha Marine and they are in the right area. Website specifically mentions insurance renewals.

 

[mrangry]

I renewed this summer and was due to get a survey for GJW as the boat is now being 30 years old. Due to it being mid season I asked could I wait until winter and they were fine and just said do it before next renewal.

 

[Daverw]

Did the same last year and just sorting out for next week, renewal due this week so they have done third party with wreck recover and will uplift when survey issued, bit of a pain but they did give me last year

 

[LiftyK]

Sorry, terrible habit of posting on forum before checking things out properly - it seems there is glitch with the GJW "dashboard". Still might as well get survey done after lift out in January. Looked at Alpha Marine and they are in the right area. Website specifically mentions insurance renewals.

Just had a survey from Alpha Marine. Very well done, rewarding and practical. Delighted.

 

[Dutch01527]

Move to a different insurer. I insured my new 1986 boat with no survey. Price was competitive. Link below.

Boat & Yacht Insurance Comparison brought to you by Compare Boat Insurance

 

[snowbird30ds]

Gjw will now go 10 years between surveys if you upload to their website, I was due one last year but once uploaded the 6 year old report they put it off till 10 years from survey date, give them a call.

 

[vyv_cox]

I have been with HKJ for nearly 30 years, boat nearly 40. Never asked for a survey since the original one.

 

[RupertW]

I have been with HKJ for nearly 30 years, boat nearly 40. Never asked for a survey since the original one.

Nor me until this month when asking about a cross-Atlantic trip - survey immediately asked for, and wouldn’t continue my insurance if in the Caribbean without one (even if uninsured for the trip itself). Other two new insurers contacted both asked for a dry survey too.

Given it’s already mid-October it’s probably a show-stopper if they come up with a list of tasks to be done first.

 

[dgadee]

It's like 10 year rig replacement. No real reason. A few pics by owner and a questionnaire should be sufficient.

 

[Tradewinds]

This came up in a recent survey - new one on me (my bold)

It was not determined when the mast was last un-stepped, and it is a rule of thumb that this should take place at least every five years for a thorough inspection.

Anyone else come across this?

 

[Tranona]

This came up in a recent survey - new one on me (my bold)

Anyone else come across this?

As it says "a rule of thumb" which is a fancy way of saying its just a guess. Reasonable to a assume that some sort of periodic inspection is sensible and 5 years sounds reasonable interval. say it enough times and it becomes accepted fact. The reality is that rig failure is both rare and random, but in the absence of any reliable data to identify either cause or probability, a "rule of thumb" is the best you can expect.

 

[Tradewinds]

l. say it enough times and it becomes accepted fact.

That was my point in my roundabout way.

 

[Tranona]

Many surveyors tend to use a template which probably originally came from there "how to be a surveyor" course and these stick phrases get into their heads and "library". Then insurers who are just as lazy latch onto them on the basis that they must be true and a way of reducing risk. Many others around such as double clipping hoses and adding anodes when there is no evidence to support such actions.

 

[Graham376]

Many surveyors tend to use a template which probably originally came from there "how to be a surveyor" course and these stick phrases get into their heads and "library". Then insurers who are just as lazy latch onto them on the basis that they must be true and a way of reducing risk. Many others around such as double clipping hoses and adding anodes when there is no evidence to support such actions.

I would go a bit further and say they've been on "how to limit liability" courses. Many surveys have so many loopholes such as "only inspected easy access items", "rig only inspected from deck" "may get osmosis in the future". OTOH surveyor I had recently happily gave rig a serviceable report and forgot to mention its age to insurers

 

[peter gibbs]

It's like 10 year rig replacement. No real reason. A few pics by owner and a questionnaire should be sufficient.

Insurers' prime concern is usually hull integrity, and rig maintenance which if recently replaced and duly authenticated should satisfy. Internal and facilities survey is extraneous but if insisted I would go elsewhere. You know the signals that a claim could be unreasonably contested.

Ocean cover is something else as are exotic sailing grounds where repairs and parts could be a heavy insurance burden.