Stemar
Well-Known Member
I'm not going to get into the rights and wrongs of not using an anchor ball, suffice it to say that I use one, but on insurance, a company might be considered within their rights not to pay out if not using an anchor ball or, especially a light was relevant to the claim, though I would be surprised. In Mark-1's case of being twatted by a RIB at 30 knots on a dark night, I would certainly would expect it to be considered contributory negligence.
Just be glad you don't live in the US, where I understand the small print that says you've got to keep your boat seaworthy was held to mean that an out of date extinguisher was ground for refusing a claim for something as totally unrelated as a failed seacock.
Always remember, insurance companies aren't doing it because they love you, they're doing it to make money out of you.
Just be glad you don't live in the US, where I understand the small print that says you've got to keep your boat seaworthy was held to mean that an out of date extinguisher was ground for refusing a claim for something as totally unrelated as a failed seacock.
Always remember, insurance companies aren't doing it because they love you, they're doing it to make money out of you.