State Pension

[wonkywinch]

Deleted, poor taste

Bugger, I saw it and was about to put a smiley on it! Could you make it sometime in 2060 please?

 

[ylop]

On basis that you don’t use it all or all though and have no surviving spouse the tax hits whatever’s left on basis most will have other assets . It might be in many cases this just creates an issue for the surviving widow after you have gone having inherited the DC fund on your demise.

Your post didn’t entirely make sense but just in case anyone else reads it and thinks leaving some or all of your pension to your spouse might give them a tax problem - there is no IHT liabilities between spouses in the UK. Any IHT liability when the spouse subsequently dies isn’t really their problem (and some might say isn’t a problem at all as it just reduces the the size of a quite large pot).