PaulRainbow
Well-Known Member
License for the boat, think road tax for the river.
No problem getting insurance in the UK without a recognised qualification.
Rib Transom Specs
- Thread starter Bigplumbs
- Start date
No problem getting insurance in the UK without a recognised qualification.
Bigplumbs
Well-Known Member
You can get boat insurance in the U.K. in under 5 minutes using craft insure. Nowt required except a credit card.
For the sea in the U.K. insurance is wise but not required. The CE certificate means nowt to be honest
Bigplumbs
Well-Known Member
Of course I would buy a few why not. The only way to waste money is not spend it
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Perhaps you should write to every boat manufacturer and tell them they're wasting their time obtaining CE compliance then.
Clearly you know better than everyone else so why keep asking for opinions on your daft ideas? Once you've added your overpowered engine why not add a bank of batteries for an inverter to make a cup of tea.
Maybe a caravan forum is more your thing.
stelican
Well-Known Member
Yes aware of licencing required by water authorities.
In the past whilst applying for vessel insurance one of the questions regularly asked was, What experience does the applicant have.
Alicatt
Well-Known Member
For under 14m and under 20km/h A licence is not required here, but having a licence makes a huge difference to the insurance, going from no licence to us both having a licence resulted in a 50% drop in the cost of insurance, while it will take a couple of years to earn back the cost of the courses it was well worth doing
Boat still has to be registered regardless and engine power is one of the things asked by the FOD and it costs the same whether it is 1m or 100m for a personal pleasure boat
dunedin
Well-Known Member
But when buying insurance there is almost always a condition that you need to tell them any information that might be relevant, and insurance cover may not be valid if not advised. This tends to be applied in a very wide ranging way.
If a claim arose and they discovered a boat was being used with an engine which exceeded the design limits and CE certification, that condition would very likely be invoked if not disclosed at the time.
PaulRainbow
Well-Known Member
You said "It may be difficult to obtain insurance without a recognised Helmsman's qualification" which is untrue.
That's a big difference to "what experience does the applicant have", which is the usual question.
stelican
Well-Known Member
You seemed to has missed the "May be".
A good reply to that question is an R.Y.A. Qualification.
A good reply to that question is an R.Y.A. Qualification.
PaulRainbow
Well-Known Member
There is no "maybe" it's just not true. You can get insurance in 5 minutes from any number of insurers without any formal qualification.
Sure, if you want to insure a £10M boat they might not be keen, but we are talking about a RIB in this thread.
I have never had any problems whatsoever insuring boats without any formal qualifications and that includes the current 45ft mobo.
Bigplumbs
Well-Known Member
So many people like to worry people with this sort of theory.
I the real world I think people just get on with it
Bigplumbs
Well-Known Member
Spot on I have about 5 of my boats insured with craft insure, you don’t Apply, or speak to anyone. You just do it all online. It takes no more than 5 mins
dunedin
Well-Known Member
Have you actually read your Craft Insure policies? Including the terms of “What are my obligations?” section.
Of course they will take your premium. But you only find out the issues in the “real world” when you need to make a claim. And if they send an insurance assessor.
There are ample terms in there that would make fitting an engine bigger than the manufacturer rating sufficient to not pay a claim due to you not disclosing information or meeting your obligations as written.
But you will of course think you know better …
Bigplumbs
Well-Known Member
I know what I am going to do. You don’t. BTW as I stated at the start of this thread. I was not interested in the insurance aspects of this situation. But you chose to ignor that didn’t you. Always good to answer the question asked and not your own question
QBhoy
Well-Known Member
Funnily enough…the new merc 75 4 stroke, is the same 2.1l engine as the 115. Both weigh about 160ish kgs.
dunedin
Well-Known Member
Your question was, if you recall from #1 - “If you wanted to go 2 stroke would you be happy to install say a 90 hp which weighs less than 150 kg?”
So I was answering your question, as have others - No would not be happy.
Bigplumbs
Well-Known Member
You seem to have forgotten to quote this part from my post No 1
'I know it might have an issue with insurance'
Alicatt
Well-Known Member
Same with the older one too, the 75, 90, and 115 shared the same block, but the head and cams on the 115 were different.
The previous model of Suzuki 9.9, 15, 20hp 4 strokes are the same engine with a different restrictor plate in the intake for 15hp compared with the 9.9 and the 20 has a different ECU compared with the 15.
Bigplumbs
Well-Known Member
After all the good advice on here I think I will stick with a 70 - 75 outboard
QBhoy
Well-Known Member
Good info. Don’t quote me on it…but I think that the main difference in the later one (currently too) might just be the mapping in the ecu. Perhaps restriction on the intake too at a guess. Not sure. My 115 2.1 litre is 163kgs. Very light for a 4 stroke of that displacement and hp…but on the other end of the scale. Likely very heavy for the 75hp class it also fills. At that weight and the 115 size. It’s actually lighter than the optimax 2 stroke it replaced I’m sure. Fair play. More powerful than the 125 optimax too. Hats off to mercury
