"Lending" someone your boat in Croatia

[MoodySabre]

A friend has a boat in Croatia which has just come back to him from a Sunsail deal. He doesn't want to use it July and August but would like to have it used by friends who might contribute towards his cost of keeping it there. Is this just regarded as chartering? If there are lots of hoops to jump through and fees to pay he might not do it and I won't be able to borrow it which would be a shame.

 

[Caer Urfa]

His insurance may be the issue as 'he is the insured' and most will not cover the boat even if he lends it out to someone else with his permission so guess he needs to read all the small print
'and you' otherwise you will be responsible if any accidents happen

 

[MoodySabre]

I understand that insurance is his first quest as it currently only covers him or close family.

 

[RichardS]

If his insurance allows it or he is prepared to risk having no insurance, he needs to make sure that the borrower of the boat has a letter of authority giving him permission to use it and has the necessary RYA/ICC certificate which he can show to marina staff. Any assistance towards costs etc would best be left as a private matter to be sorted back in the UK.

Richard

 

[tudorsailor]

A friend has a boat in Croatia which has just come back to him from a Sunsail deal. He doesn't want to use it July and August but would like to have it used by friends who might contribute towards his cost of keeping it there. Is this just regarded as chartering? If there are lots of hoops to jump through and fees to pay he might not do it and I won't be able to borrow it which would be a shame.

I think that your friend will find that if he accepts payment for use of the yacht then this is considered a commercial activity and the yacht will need to be coded. He would be advised to check with the RYA.
TS

 

[V1701]

I remember you asking the same question, slightly differently, a while ago. The answer is still the same - coding for chartering will be necessary if money's changing hands which presumably would be cost prohibitive or he can lend it to his mates at his own risk with whatever informal agreement he chooses to make which is fine & well until someone prangs another boat. "Lending" a boat to "close friends" in exchange for money is chartering. There's no getting around it, sorry...

 

[MoodySabre]

I remember you asking the same question, slightly differently, a while ago. The answer is still the same - coding for chartering will be necessary if money's changing hands which presumably would be cost prohibitive or he can lend it to his mates at his own risk with whatever informal agreement he chooses to make which is fine & well until someone prangs another boat. "Lending" a boat to "close friends" in exchange for money is chartering. There's no getting around it, sorry...

Sorry - I don't recall asking previously.

 

[Triassic]

Your own policy may well cover you for your third party legal liabilities when borrowing another yacht (mine does with Pantaenius) but I don't suppose they would cover you if you managed to sink it. I guess it rather depends on how valuable it is and how lucky you feel? Would his insurance company add you to his policy for a small consideration?

If all he is asking is for you to pay your costs when you are there, i.e.: the mooring fees and such like wherever you go then that is hardly chartering is it? After all, all the time it's out sailing with you it won't be running up fees wherever he is keeping it.

 

[V1701]

Sorry - I don't recall asking previously.

This thread...

 

[RichardS]

This thread...

Oops.

Richard

 

[Baggywrinkle]

My boat is in Croatia and I lend it to my brother and one other sailing friend who helped with the delivery trip from Split to Pula. No money changes hands and there is no contract, but they usually fit new gear to the boat, do a few repairs or pay the odd bill when they use it.

To do this you will need an authorisation .... see attached pic, it's in Englaish, German and Croatian - copy it and just fill in the blanks.
You will also need insurance, I am with GJW Direct and as long as the user has the qualifications and my permission it is OK - they confirmed this by phone.

 

[MoodySabre]

This thread...

It’s an age thing......

 

[anoccasionalyachtsman]

My boat is in Croatia and I lend it to my brother and one other sailing friend who helped with the delivery trip from Split to Pula. No money changes hands and there is no contract, but they usually fit new gear to the boat, do a few repairs or pay the odd bill when they use it.

To do this you will need an authorisation .... see attached pic, it's in Englaish, German and Croatian - copy it and just fill in the blanks.
You will also need insurance, I am with GJW Direct and as long as the user has the qualifications and my permission it is OK - they confirmed this by phone.

View attachment 84858

That's very good of you, shall I pm you with my details? I'm thinking late May through June.

 

[Baggywrinkle]

That's very good of you, shall I pm you with my details? I'm thinking late May through June.

Nice try ? .... but I'll need your house, your wife, you car, your first born and your dog (if you have one) as a security deposit plus a written reference of competence signed by both your parents ( who must also act as guarantors) ?

 

[anoccasionalyachtsman]

Oh that's a shame, the dog has ruled the trip out, reminding me that he's the competent one and I'm just not safe off the lead.

 

[AIDY]

we do similar in Ibiza on a mates boat... no money is changed hands as its then a charter..... we do jobs, buy bits for the boat, fill with fuel etc.... for our keep.

 

[webcraft]

Selling a share would get round this, but of course it is a bit permanent.


- W

 

[[3889]]

A possible loophole in coding for charter is to ensure no money changes hands until the borrower is safely tucked up ashore, i.e. the risk of accident / injury and consequent legal issues has passed. This of course, requiresboth a degree of trust on behalf of the boat owner and that the insurers cover the boat whilst on loan. Both my previous insurers, GJW and Y, have had no problems with me loaning my boat to suitably qualified people.