Insurnce Companies

langstonelayabout

langstonelayabout

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Yep; it's that time of year again. Renewal time.

Has anyone had any good or bad experiences with their insurance company in the last couple of years? Care to name them please?

I'm off to get some quotes. I have a Jeanneau Eolia 25 and this year am looking for an insurance that will let me sail abroad as well as UK coastal waters in addition to covering me if I'm singlehanded. I'm Solent based and moor to a pontoon.

Many thanks in advance!
 
Have a look at Pataneous, not, perhaps the cheapest, but extremely good, have been with them for about 8 years had a quite expensive claim, no problems.
 
langstonelayabout said:
Yep; it's that time of year again. Renewal time.

Has anyone had any good or bad experiences with their insurance company in the last couple of years? Care to name them please?

I'm off to get some quotes. I have a Jeanneau Eolia 25 and this year am looking for an insurance that will let me sail abroad as well as UK coastal waters in addition to covering me if I'm singlehanded. I'm Solent based and moor to a pontoon.

Many thanks in advance!
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Haven Knox Johnson, had storm damage last winter, no probs, job done, no hassle. Oh and cover is to La Rochelle and 10%. discount for being a member of the BOA
S
 
We switched to Y Yacht Insurance. No idea of claims but decent policy.
I personally will not insure with Towergate or RSA.
A friend had a large claim > £50k with Pataneous and he highly recommended them. Claim dealt with effeiciently, and to his satisfaction etc.
 
+1 for Haven.

I have been with them ( and their previous incarnation, St Margarets ) for decades and they always seem good & helpful - no claims, touchwood.

They have always covered me Brest - Elbe, not sure re singlehanding.
 
I use Traffords and have done for several years. Never made a claim so don't know if they are good bad or indifferent when needed. I get 4 or 5 alternative quotes every year but so far Trafford continues to seemingly be lowest costs on a like for like comparable basis.
 
langstonelayabout said:
Yep; it's that time of year again. Renewal time.

Has anyone had any good or bad experiences with their insurance company in the last couple of years? Care to name them please?

I'm off to get some quotes. I have a Jeanneau Eolia 25 and this year am looking for an insurance that will let me sail abroad as well as UK coastal waters in addition to covering me if I'm singlehanded. I'm Solent based and moor to a pontoon.

Many thanks in advance!
Click to expand...
You will find most people are satisfied with their insurer and the odd person who is dissatisfied, usually a dispute over a claim. However such disputes arise with all insurers at some time - just the nature of the business and it does not mean that the insurer is any worse than others.

Equally there are some policies that offer different cover from others, although most of the main insurers' policies are very similar. The differences usually revolve around attitude to single handing, exclusion for certain types of damage, new for old replacement etc. Quite often these differences have a cost in terms of higher premiums.

The best thing to do is take 4 or 5 of the well known insurers and get quotes from them all based on the same proposal. You can then take a view as to who offers the best deal for you. Boat insurance is very competitive and insurers are always looking to get new clients.
 
langstonelayabout said:
Yep; it's that time of year again. Renewal time.

Has anyone had any good or bad experiences with their insurance company in the last couple of years? Care to name them please?

I'm off to get some quotes. I have a Jeanneau Eolia 25 and this year am looking for an insurance that will let me sail abroad as well as UK coastal waters in addition to covering me if I'm singlehanded. I'm Solent based and moor to a pontoon.

Many thanks in advance!
Click to expand...

The French forum, STW, negotiates collective rates for its members.
 
Sybarite said:
The French forum, STW, negotiates collective rates for its members.
Click to expand...

Preferential rates for affinity groups is also common in the UK - owners associations, RYA members as examples. However they do not always result in the best rates - or the best cover for individuals. It is so easy to shop around and switch insurers now.
 
Just claimed off GJW for £3k worth of bullet damage to my boat. All dealt with quickly, so happy to recommend them.
 
VicMallows said:
The insurers attitude regarding surveys is also worth considering. Seems to vary quite a bit and could overshadow any premium difference (unless you actually WANT a survey!).
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Yachtline will now insure boats up to 30ft without a survey.

Quote from recently recd e-mail:
"Yachtline is now able to insure boats up to 30 feet long cruising in Europe, Scandinavia and the Mediterranean WITHOUT a survey report. Yachtline started the 'no survey required' initiative with the smallest of boats, and as each year has gone by, experience has shown that relying on boat owner self-certification is no more risky that insisting on a survey. We always knew you were a sensible bunch, and now we can prove it and deliver you the cost savings."

If you are "foreign" based, as I am, they will give you 2 insurance certificates, one in English and one in the local language (in my case Greek).

No connection etc, just a satisfied customer.

John
 
>Have a look at Pataneous, not, perhaps the cheapest, but extremely good

Agree and they have a no quibble pay out in the event of a claim. As an example when Grenada was hit by hurricane Ivan a Pantaenius surveyor was on the first plane to land when the airport reopened, two weeks later all claims had been paid in full.
 
Topcat47 said:
Very satisfied with GJW. Excellent service, proper attitude to solo sailing, easy to deal with and relatively inexpensive.
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GJW only only insure you if based in marina,have tried several times but each time they say it has to be marina based,never had any claims with present insurer.
 
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