Insurance, help, advice, please

Re: Problem is ....

To be fair Nigel, I did not blame the surveyor for this and as you have said not many suveyors have attained corgi reg.

The question posed on the forum was regarding what should the guy look for or ask about with regards a survey, I answered him with respect to my hindsight. I was not having a pop at surveyors in general, I work with a guy who used to be a surveyor but gave it up as it just wasn't paying. I think it bacame too much of a headache with all the PI costs and paperwork.

The Boat safety scheme is as you say for inland waterways, but also lets be fair an excellent document with which to base a new installation. I did not say that the insurance or survey requested that I followed the BSS, I did it because to me it made sense. As my surveyor said to me on the telephone after my insurace had become hoppy, there is no laws about gas installation on a sea going yacht.

Well I have certainly tried this line of approach with my insurance and they still insisted upon a gas survey, they also wanted the engines and electrics surveyed but I managed to talk them out of that.

So Nigel, what do you suggest, if you are not corgi registered and insurance companies (I am with one of the larger marine outfits) are requesting gas surveys. I know what the law says, but when my insurance places caveats, what options do we have please?

This is not a one off, I was in the chandlers on Monday and a guy was there asking about getting his gas surveyed for insurance?

So who is doing it?

Why isn't everyone getting asked?

<hr width=100% size=1>Julian

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To Jools ...

I apologise if sometimes my posts are a bit 'harsh' - I try to keep them short and that takes away the diplomacy !!

I would like to kill the sod who started the ball about Gas etc. - as I had a situation with another about similar. Luckily we got around it by pressing our case and not buckling !

The silly sod who surveyed my boat for previous owner and required the new bed plate and backing for the anchor windlass needs shooting ..... so who's is to blame ?

Often it falls on Surveyors who put remarks in their reports and do not consider the consequences of that remark. You cannot blame the ins. underwriter who then insists on putting it right - remember its him who is carrying the risk and he has no other 'informed' source to use.

As I say before many times - the client should discuss fully before, during and after the survey what exactly is called for, the observations and putting right ..... not let it get to a stage where report gives arse-ache to the poor client who paid in the first place for the Survey !! The surveyor is there for the CLIENT - not for the ins. broker / underwriter - he is there to help and advise / assist etc. etc.

Sadly all too often people providing a service forget this principle and we end up with bad press.


<hr width=100% size=1>Nigel ...
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Re: DRL

Just cancelled my survey after a very reasonable quote from DRL . . . it means cancelling my current insurance with six months still to run, but still saves me money and means that I can leave the boat on a swinging mooring later in the season if I want.

- Nick



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