Insurance for pedal bikes.

[touchwoodtoo]

Has anyone been able to get insurance for bikes that are kept on board their boat outside of the UK?

 

[GrahamM376]

Not looked specifically at bikes but we've added "personal" equipment to the boat policy to cover scuba and other gear. Maybe they would cover bikes if asked?

 

[SamanthaTabs]

My understanding is that bicycles can be added to the insurance policy under "personal equipment" on board but, for most of us, it'd come down to the excess? In our case £500 and Bridget cost just under half that.

 

[touchwoodtoo]

My understanding is that bicycles can be added to the insurance policy under "personal equipment" on board but, for most of us, it'd come down to the excess? In our case £500 and Bridget cost just under half that.

Thanks very much for your response. I tried my insurer but their underwriter wont take the risk with the bikes. Same result for lap top also

 

[lenseman]

My fold-away bike cost £139.95 from Halfords and is far, far lighter to pick-up and carry that a Brompton. It has 6 gears and has gone rusty just like all bikes will do on cruising yachts.

As you will find out, there is an excess to pay which would cost more than a bike.

ps: The Apollo (Halfords) bike now costs about £180 the last time I saw the price.




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[tri39]

For not much over £200 I got a good Dahon Curve from eBay. The frame is aluminium, and I chose a model with a hub gear, so no exposed rear cogs to rust. It's survived well in AB's foc'sle. Frankly I find insurance simpler with a large excess! But then I have bitten the bullet and reduced to 3rd party only!!

 

[chinita]

You don't say where you are going but, having had four bikes nicked in Spain I would never contemplate buying one worth insuring.

 

[charles_reed]

Thanks very much for your response. I tried my insurer but their underwriter wont take the risk with the bikes. Same result for lap top also

Mine are covered under my home contents policy - the bikes as a separate item with an excess of £50. One of the bikes (a Trek) has a considerable replacement value, having a carbon-fibre frame.

Lap-top, when nicked from my boat in Msida was covered by GJ&W as part of the "navigation equipment". On that occasion it was a very small part of a fairly large claim.