That sounds like sound advice. Someone I know through an online Bridge site had a claim and the insurance company claimed they were under natured and it cost them a fair bit, but I can’t remeber the details. I haven’t spoken to him for a while but I’m sure he’ll comment if he’s still reading this forum.
Hopefully that’s a post I’ll never be making!!
Perhaps people are actually reading their insurance policy and understanding what is covered. House and car insurances seem much of a muchness with price being the major discriminator but boat insurance can vary widely between companies on what is actually covered. I am insured with Pantaenius with optional new-for-old but had to extend the standard coverage to include all of the British Isles - previously it was south to Gibraltar and north to Bergen - with cover for consequential losses, racing, single-handed (no 18 hour restriction), swinging mooring, and more, which matches my use of the boat, all at a price I don't begrudge. When I have shopped around, I failed to find a company offering the same level of cover though obviously the reduced cover suits many others.
