Yottie Bomb Scare Liverpool

[Mariner69]

Has he protested on here in the past?

 

[Tranona]

Apparently over this boat:-
http://www.nationalhistoricships.org.uk/register/655/arctic-penguin

Why didn't they pay out?

That is a very good question and doubt anybody but the insurance company and Norris know, but I would hazard a guess that it was because the claim was not covered by the insurance policy. According to that link it hit a submerged object in the Clyde. Just the sort of circumstances where there is potential for dispute - large claim and no doubt complex circumstances..

Not that this sort of explanation cuts any ice with the newspaper readers who just think all insurers are crooks.

 

[Deleted member 36384]

I have been following the Arctic Penguin around since the 1980's. I first came across her at the head of the Gare Loch, on a mooring, and I would sail round her and back down the loch. She was always covered in tarpaulins, old bits of rope and tires for fenders. It just looked like another broken dream slowly rotting away. One day she wasn't there and apparently had started working in the sail training space and from time to time she would be seen sailing about but she then disappeared again, to be laid up and once again looking as if a dream had collapsed. Much later she ended up at the pier in Inveraray and stayed there for years. I read that she joined the other wrecks of the Scottish Maritime Museum, or something like that, the same organisation that could not raise the funds for the City of Adelaide and almost had her dismantled. So, for a long time she sat in the same place, along side the pier, with a Clyde Puffer tied up behind her. Then one day she moved to the pier head (which is ruined and fenced off with warning signs of unsafe structure). This year she moved, don't know where she went.

Here she is at Inveraray last year. I think she has been a dreamers boat, bought for a bargain, grand ideas, run at a loss, sold on to another dreamer.

IMG_3484 by Rival Sailor, on Flickr

 

[JumbleDuck]

Much later she ended up at the pier in Inveraray and stayed there for years. I read that she joined the other wrecks of the Scottish Maritime Museum, or something like that, the same organisation that could not raise the funds for the City of Adelaide and almost had her dismantled.

I don't think she ever belonged to the Scottish Maritime Museum. She operated at Inverarary as an independent maritime museum for a while, and pretty good it was, too. She was for sale on Boatshed for ages.

So, for a long time she sat in the same place, along side the pier, with a Clyde Puffer tied up behind her. Then one day she moved to the pier head (which is ruined and fenced off with warning signs of unsafe structure). This year she moved, don't know where she went.

The puffer is the VIC72, later Eldesa, later Eilean Easdale, dressed up as the Fital Spark for the towerists. I think the plan was to offer trips on her as part of the museum.

 

[Deleted member 36384]

I don't think she ever belonged to the Scottish Maritime Museum. She operated at Inverarary as an independent maritime museum .... .

Okay, I didn't know that but knew she was a museum. Someone commented that the owner of the boat also owned the pier but I thought that was part of the estate. It is a shame that the pier is in a poor state of repair as it could be a positive asset for the town. I see that they have finally found a solution to the whitewash on the buildings and are now renovating the coating. It's a lovely wee town.

 

[JumbleDuck]

Okay, I didn't know that but knew she was a museum. Someone commented that the owner of the boat also owned the pier but I thought that was part of the estate. It is a shame that the pier is in a poor state of repair as it could be a positive asset for the town.

Yes, I have heard that the pier is privately owned. It's a great shame - as you say, it's a nice wee town.

 

[[163233]]

That is a very good question and doubt anybody but the insurance company and Norris know, but I would hazard a guess that it was because the claim was not covered by the insurance policy. According to that link it hit a submerged object in the Clyde. Just the sort of circumstances where there is potential for dispute - large claim and no doubt complex circumstances..

Boats hitting rocks is hardly unusual isn't that normally an insurable kind of thing?

 

[Tranona]

Boats hitting rocks is hardly unusual isn't that normally an insurable kind of thing?

Yes, that is what insurance is for, and if he had been insured and all that happened was he hit a submerged object then the insurance company would have paid out.

What we don't know is why the insurer rejected the claim. There must be a reason as they don't do such a thing on a whim, not least because they don't want to get into disputes that might end up in court.

There is always another side to the story, but when you have a seriously aggrieved person you only hear their side. We have seen exactly the same kind of behaviour with the Charlie Gard case where the parents seemed to block out anything that did not fit with their view of the world.

If I were to guess a reason for rejecting the claim it was because the insurer had placed restrictions on how, where and when he could use the boat and he did not comply, leading to him not actually being covered at the time. Even if it were not that, it would be a term of the policy that he failed to meet. Whether it was through ignorance or wilful disregard is not known, but it is easier for some to blame it all on the insurer that take responsibility themselves.