Yet another insurance thread

[jrudge]

I know I know I know.

The issue is the market changes !

Was with Y. Sold. Premiums up. You had to haggle every year.

Moved to GJW. Simple to deal with. Premium stayed the same for a few years. GJW sold.

Now gosh was I surprised when the renewal came in today at +20%!

So now what ?!

I can clearly call round bit last time I did that is is pretty much a cartel. Get one quote from one broker that touches an insurer. Call the next one. We can't quote you are with xxxxx . Well no I am not I asked for a price.

I did try Pantenaus ( or however you spell it ) some years ago but they wanted an out of water survey so I passed on that.

Who are the current decent prospects please ?

 

[philipdawsonladds]

I can recommend Porthcawl - I've been with them for several years with premiums reducing every year - the boat is getting worth less too of course

 

[sharpness]

I'm currently with Topsail Insurance. Having checked against all the other usual competitors, Topsail came out the best value.

 

[jrudge]

Topsail are the old Y and whilst I am not too proud to return the increases they put on the moment they bought Y did not sit well and nor di the constant haggling like being in the Souk on the vastly inflated renewal premiums they kept sending out!

 

[markc]

Topsail are the old Y and whilst I am not too proud to return the increases they put on the moment they bought Y did not sit well and nor di the constant haggling like being in the Souk on the vastly inflated renewal premiums they kept sending out!

I was in the same position with Y, moved to Haven Knox Johnson, they have been OK but I'lll see the renewal in May. Would be interested to hear your outcome

 

[Elessar]

I know I know I know.

The issue is the market changes !

Was with Y. Sold. Premiums up. You had to haggle every year.

Moved to GJW. Simple to deal with. Premium stayed the same for a few years. GJW sold.

Now gosh was I surprised when the renewal came in today at +20%!

So now what ?!

I can clearly call round bit last time I did that is is pretty much a cartel. Get one quote from one broker that touches an insurer. Call the next one. We can't quote you are with xxxxx . Well no I am not I asked for a price.

I did try Pantenaus ( or however you spell it ) some years ago but they wanted an out of water survey so I passed on that.

Who are the current decent prospects please ?

In the UK I always used craftinsure. Instant online quote, will deal with out of policy extras and are good when you claim.

They covered my sealine when I bought her in Corsica, including for the trip back to the UK but won’t cover boats permanently based in the med so no good for you (or me any more)

Just got the quote back from Pants for our renewal it took days then went to junk. More than double the GJW quote.

 

[jakew009]

I know I know I know.

The issue is the market changes !

Was with Y. Sold. Premiums up. You had to haggle every year.

Moved to GJW. Simple to deal with. Premium stayed the same for a few years. GJW sold.

Now gosh was I surprised when the renewal came in today at +20%!

So now what ?!

I can clearly call round bit last time I did that is is pretty much a cartel. Get one quote from one broker that touches an insurer. Call the next one. We can't quote you are with xxxxx . Well no I am not I asked for a price.

I did try Pantenaus ( or however you spell it ) some years ago but they wanted an out of water survey so I passed on that.

Who are the current decent prospects please ?

Have you tried Visicover?

A Unique Online Boat & Aircraft Insurance Service

I was with GJW, just switched to Visicover.
I don’t like their exclusion for galvanic corrosion but decided on balance I didn’t care either.
Other than that policy is good agreed value and no survey bollocks.

 

[PaulRainbow]

Also with Porthcawl, went up a fiver last year and another fiver this year. Less than half of what Topsail wanted.