Who best to insure with

[[2068]]

Well, that illustrates my point perfectly.
When highlighted in red with your explanatory text, it is obvious.
Buried away in the policy detail, it is not.

If all consumers had a jfm-annotated version of each policy with "Niiiice" and "Really?" beside each troublesome clause in red ink, it would make the choice much easier

 

[Whitelighter]

Thanks J

I will do a search. It's possible I adopted it anyway as I didn't unsure until October and read most of your thoughts on it before I did

 

[rubberduck]

Each to their own but I'm baffled by the approaches folk take to buying insurance. The guys you buy from are different people from the ones you'll face in a total loss when n X your annual income sinks. I'll buy from the horriblest people out there if I like the policy and the u'writer. Likewise if mr nice guy accompanied by Kiera knightly in a bikini personally come to buy me lunch and sell me a flawed policy I won't bother
I don't know the terms and u/writers behind nautical so can't comment on their policy

Kiera knightly in a bikini you say, seems a pretty good deal to me !