Travel Insurance post-brexit for a couple of OAP's

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Frogmogman said:
The elderly father of one of my friends (who does have extensive health issues) has decided to sell the house he has owned in Provence for 30 odd years. He has looked into insurance policies to compensate for the loss of reciprocal health provision. Sadly, because of his existing conditions, the the cost of health insurance for him will be prohibitive.

He is old, and from Sheffield, but before you ask, he voted remain.
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Well which country is he proposing to reside in then ?
Caus any Health insurance is surely much dependent upon that info ?
 
Poignard said:
So an innocent pleasure he has long enjoyed must come to an end because of the incredible stupidity of those who voted for Brexit.
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Well no not at all, it really comes down to the fact that he has been enjoying a pleaseure at the expense of others for some time; now he has to pay his way, as anyone should surely ?
 
Theea re specialist Travel Holiday Insurance companies who take the risk but do not charge the Earth for a Policy; Staysure, Worlds First etc; thse Insurance Companies ask a few questions on an Application as guage the risks if any so accept these risks and, as I know, paid out in full if a Genuine Claim is made;

But it comes down to approaching these specialist companies which are NOT the usuall suspects or even Banks
 
Capt Popeye said:
Well no not at all, it really comes down to the fact that he has been enjoying a pleaseure at the expense of others for some time; now he has to pay his way, as anyone should surely ?
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Really ?

Someone who has paid their tax and their stamp for a whole working life, who served his country in the RAF, and has had an existing right snatched away from him, so now he has to sell a home he spends half of the year in, and you characterize him as a scrounger ?

Shame on you.
 
Lightwave395 said:
I just tried their website, not for us oldies it seems...

Checked Staysure, it's 50 consecutive days max for under 70 and 35 days for over...
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It may be worth your while giving Staysure a call on their free phone number. They can (have previously for us) built in extensions for longer periods at a cost as have Nationwide. We are currently with LV who have been very good for us oldies in terms of extensions, medical histories and flexibility re driving through Europe to get to our boat in Greece
 
My mum used to get travel insurance to come and visit here us here in Canada even covered her to cross the border, and come sailing, through her bank. She was 80 last time she visited.
On more than one occasion she made a claim. Here in Canada not the USA. Even here a simple visit to the local emergency was a significant bill.
I know it’s not France but if you can get insurance at 80 to visit the good old USA,
Getting insurance for France should be a doddle.

while it’s a different system, I get mine through my extended health provider at work. Which will apply to my extended health after I retire.
I know the UK has the NHS but I think my mum had an additional private health insurance off some kind. Not sure what it covered.

Longer stays get a bit more difficult
 
Frogmogman said:
Really ?

Someone who has paid their tax and their stamp for a whole working life, who served his country in the RAF, and has had an existing right snatched away from him, so now he has to sell a home he spends half of the year in, and you characterize him as a scrounger ?

Shame on you.
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Not wishing to cause offence.

This would apply to anyone from the Uk. Who spent thier whole working life. Working and paying tax in the UK, collecting a UK pension and paying tax to the Uk.
Why do you believe the French tax payers should provide medical cover to a retired UK pensioner.
I can certainly see why the UK government should.

Until recently the UK contributed to the EU, now I presume the UK doesn’t. A reciprocal agreement used to exist. Now pobably doesn’t. The uk chose this.

if one wants the benefits of living in France, surly it would be fair to pay tax in France.
 
Uricanejack said:
Not wishing to cause offence.

This would apply to anyone from the Uk. Who spent thier whole working life. Working and paying tax in the UK, collecting a UK pension and paying tax to the Uk.
Why do you believe the French tax payers should provide medical cover to a retired UK pensioner.
I can certainly see why the UK government should.

Until recently the UK contributed to the EU, now I presume the UK doesn’t. A reciprocal agreement used to exist. Now pobably doesn’t. The uk chose this.

if one wants the benefits of living in France, surly it would be fair to pay tax in France.
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I, perhaps wrongly, had always thought that 'reciprocal' healthcare costs were reclaimed from the country of residence? So therefore, France would reclaim from the UK/NHS any costs incurred there in the above example. Hence there is no sponging, or unfair tax burden on the country being visited. Is this not the case?
 
Uricanejack said:
Not wishing to cause offence.

This would apply to anyone from the Uk. Who spent thier whole working life. Working and paying tax in the UK, collecting a UK pension and paying tax to the Uk.
Why do you believe the French tax payers should provide medical cover to a retired UK pensioner.
I can certainly see why the UK government should.

Until recently the UK contributed to the EU, now I presume the UK doesn’t. A reciprocal agreement used to exist. Now pobably doesn’t. The uk chose this.

if one wants the benefits of living in France, surly it would be fair to pay tax in France.
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Captain Popeye suggested that he had been "enjoying a pleaseure at the expense of others for some time;"

Up until now, he has (as we all have) benefitted from the reciprocal arrangements. As SY Victoria points out, the healthcare costs were reclaimed from the country of residence. This excellent system is now at an end - because, as you rightly say, the UK chose to make it so.

It doesn't mean that those who didn't want any of this to happen are obliged to shut up about it, or to hold back from reminding people of the benefits that have been lost.
 
FFS, this thread is a simple question about how to get an insurance problem sorted in todays world. Why do whingers and moaners, remainers and leavers have to bring their baggage into it.
Naff off to the lounge if thats what you need. I would be much more explicit but that would get me banned!

Insurance covering sailing one's own boat has been a pain for ages, especially if the CIs are involved. Pants used to have it but have discontinued it, Nat West covered melast year with an extra premium but I suspect that might not happen this year. Tant pis, we shall see.
 
I don’t kn
syvictoria said:
I, perhaps wrongly, had always thought that 'reciprocal' healthcare costs were reclaimed from the country of residence? So therefore, France would reclaim from the UK/NHS any costs incurred there in the above example. Hence there is no sponging, or unfair tax burden on the country being visited. Is this not the case?
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I don’t know. You may right. And may depend on how serious the problem is.

My personal expierience dealing with the UK, not many questions are asked, treatment is provided, afterwards they ask about such things,
From my experience, it was minor event and they didn’t even ask afterward.
If a hospital stay had been involved. Things would probably have been different.

The US is quite different and even though as a Canadian there is a reciprocal agreement, our Heath cover cover in the US runs out real fast. If you don’t have travel insurance on top you could find yourself in sever hardship. in the US they ask for your insurance first. Fortunately I have never needed medical help in the US. I had a very unpleasant experience when a friend I was traveling with did.

I don’t know, I would guess, reciprocity in the EU means more, France I’m sure much more like the UK will worry about helping you first,. Then figure out who pays what later.

The other question of course is repatriation. Which of you live somewhere wouldn’t apply. If you are on holiday might be very important.
My sister broke her leg on a skiing holiday, fortunately she had additional travel insurance. Which provided alternate travel home. turns out when you are all bandaged up with a cast on. regular airplane seats are a problem.
 
In the Liveaboard part of the forum I pointed out that Ireland is seeking to offer the EHIC to those from the North:

"Preparations are continuing to ensure that a scheme will be in place to address any loss of access to EHIC Card entitlements by residents of Northern Ireland. This scheme will allow eligible residents of Northern Ireland to seek reimbursement from the Irish State for the cost of necessary healthcare while on a temporary stay in another EU/EEA Member State (excluding Ireland) or Switzerland, should it be required from 1 January 2021"
 
Frogmogman said:
Captain Popeye suggested that he had been "enjoying a pleaseure at the expense of others for some time;"

Up until now, he has (as we all have) benefitted from the reciprocal arrangements. As SY Victoria points out, the healthcare costs were reclaimed from the country of residence. This excellent system is now at an end - because, as you rightly say, the UK chose to make it so.

It doesn't mean that those who didn't want any of this to happen are obliged to shut up about it, or to hold back from reminding people of the benefits that have been lost.
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Reasonable points. I have no idea how these things are progressing. now the UK had left the EU.
As far as I know there is a reciprocal arrangement between the UK and Canada, even so it doesn’t mean everything is covered.
I don’t know exactly what is and is not covered. Just you will get a bill on top of it.

So there is no reason the UK and the EU can’t work something out if they want to.

I don’t know, but I suspect relying only on a reciprocal agreement might not ever have been entirely wise.

I get the impression from posts EU cover was something significantly more than the reciprocal agreements Canada has. Or at least most posters believe it was.
 
Frogmogman said:
Really ?

Someone who has paid their tax and their stamp for a whole working life, who served his country in the RAF, and has had an existing right snatched away from him, so now he has to sell a home he spends half of the year in, and you characterize him as a scrounger ?

Shame on you.
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Frogmogman said:
So now you have to stay in one place all year do you ? Sounds brilliant, this Brexit Britain of yours.
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Poignard said:
"enjoying a pleaseure at the expense of others for some time;"

At whose expense?
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Well might state there has been a lot of Overreaction plus Fiddling in somes comments or even thoughts, so far; though to be fair, thankfully, some comments are more 'on the ball' so considered as 'realistic' than others, so thanks to them.

Suggest its France who if any country would or will withdraw such Health related benefits, to a UK person, whether on Holiday or extended leave, understand that our UK has indicated it would prefer to continue with such arrangements; might not be 'music to the ears' of some who post as if in some dark dismal place, in their minds, a sort of 'we are all doomed' scenario, sort of disconnected to us in the real world, it would seem.

Yes anyone who has enjoyed the receprical arrangements with another EU country since our (UK) joining that EU has inded been taking advantage of our EU membership so those of us that have not decided or indeed needed to take up such provision has indeed been paying by Income and Purchase tax to the benefit of others ! so well be it so not no problems there
 
Might like to suggest that to get a better constructive idea about EHIC coverage and Health Insurance for those on extending stays or residency in an EU country (as we are not ) there is an informative posting on The Lounge at the moment; well worth a read up, evidently some posts from others that have done it ?
 
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