Samurai_Dave
Member
I've got a 17ft motor boat, something close to a Shetland 535 although I've yet to confirm the correct make and model. It has a 50hp Yamaha outboard and is trailered on a single axle non-braking type of trailer.
The towing limit for my car is for an unbraked trailer is 640kg. Given the size of the boat and its expected displacement, the weight of the engine and the trailer itself I suspect I'm over my towing limit so I'm concerned about the insurance aspects if I were to have any kind of accident while towing. I could take the boat to a commercial weighing station and have the exact weight confirmed but then I'd have no excuse for not taking action if over the cars limit. Can anyone recommend a course of action? Can I get an additional item added to my car insurance to cover this or would my insurers charge the earth? I've looked into changing it into a braked trailer, parts alone are more than £500. Should I be looking to change my trailer for a second hand one with brakes?
The boating season is about to kick off for me and this is really on my mind so I'm hoping someone can offer a solution. A cheap one at that!
Many thanks.
The towing limit for my car is for an unbraked trailer is 640kg. Given the size of the boat and its expected displacement, the weight of the engine and the trailer itself I suspect I'm over my towing limit so I'm concerned about the insurance aspects if I were to have any kind of accident while towing. I could take the boat to a commercial weighing station and have the exact weight confirmed but then I'd have no excuse for not taking action if over the cars limit. Can anyone recommend a course of action? Can I get an additional item added to my car insurance to cover this or would my insurers charge the earth? I've looked into changing it into a braked trailer, parts alone are more than £500. Should I be looking to change my trailer for a second hand one with brakes?
The boating season is about to kick off for me and this is really on my mind so I'm hoping someone can offer a solution. A cheap one at that!
Many thanks.