rwoofer
Well-Known Member
I'm considering getting a spade anchor because it will fit in my anchor locker. The problem is that I want to get one size smaller than is recommended on the Spade website. The one I want is 10kg and the one recommended is 15kg.
Now my boat is only 3 tonnes and 29 feet, so 15kg does seem like overkill to me as competing and supposedly inferior anchors such as a Delta recommend only 10kgs. If I used the 10kg Spade and the boat dragged, would my insurance be valid?
In answer to my own question, I suspect the insurance companies would use manufacturers recommendations to wriggle out of a claim, but it does seem completely daft that they go on unregulated manufacturer recommendations to assess risk. Personally I would feel less safe with the 10kg Delta, which real world tests would concur with, yet my insurance company would be the other way around.........we're in a mad world!
So what does the panel think?
Now my boat is only 3 tonnes and 29 feet, so 15kg does seem like overkill to me as competing and supposedly inferior anchors such as a Delta recommend only 10kgs. If I used the 10kg Spade and the boat dragged, would my insurance be valid?
In answer to my own question, I suspect the insurance companies would use manufacturers recommendations to wriggle out of a claim, but it does seem completely daft that they go on unregulated manufacturer recommendations to assess risk. Personally I would feel less safe with the 10kg Delta, which real world tests would concur with, yet my insurance company would be the other way around.........we're in a mad world!
So what does the panel think?