claymore
Well-known member
Re: lobster slaloms
Very nice too - talking of lobster pots whats the worst job you ever had!
Very nice too - talking of lobster pots whats the worst job you ever had!
Should yachtsmen pay for motorboat accidents?
- Thread starter Dominic_Byers
- Start date
zefender
Active member
Re: Worst job
Treasurer of RNLI - No challenge - sorry, fred drift
Treasurer of RNLI - No challenge - sorry, fred drift
davel
Active member
This is an old story that was thrashed around back in October (see thread entitled "Most expensive insurance ").
Why resurect it again now?
Why resurect it again now?
G
Guest
Guest
Could it be a) trying to get the Scuttlebuttheads to lively up this forum, b) a piss-poor attempt to make YM look concerned, c) an on-going dead-horse flogging scenario, or d) all of the above?
paulineb
Active member
Dominic, this is such blatant, headline grabbing rubbish journalism. We all know that 95% of all RNLI call outs are for sailing craft not motorboats, so surely you're just posting this on the wrong forum or is it time for you to move on to somewhere like "ooh ah rag paper, I said ooh ah rag paper???"
Pxx
Pxx
Mirelle
N/A
Blame Osama bin Laden
Just about every single branch of insurance is showing a rise in premiums of at least 25%, often very much more, because the major reinsurers, most notably the Munich Re, the Swiss Re and the companies controlled by Warren Buffett, have to pay very large losses as a result of Bin Liner's murderous activities on September the 11th, and all branches of insurance depend on these companies for reinsurance.
Just about every single branch of insurance is showing a rise in premiums of at least 25%, often very much more, because the major reinsurers, most notably the Munich Re, the Swiss Re and the companies controlled by Warren Buffett, have to pay very large losses as a result of Bin Liner's murderous activities on September the 11th, and all branches of insurance depend on these companies for reinsurance.
paulineb
Active member
Re: lobster slaloms
Lobsterisimus Bummerkissimus - something to do with Jayne Mansfield (I have the Derek & Clive album) - is that cleaner Kim ?
Pxx
Lobsterisimus Bummerkissimus - something to do with Jayne Mansfield (I have the Derek & Clive album) - is that cleaner Kim ?
Pxx
ParaHandy
Active member
Re: Blame Osama bin Laden
Re-insurance spreads the risk. I have no reason to doubt what you say but would caution against swallowing what they want you to. (particularly from teenage scribblers)
Re-insurance spreads the risk. I have no reason to doubt what you say but would caution against swallowing what they want you to. (particularly from teenage scribblers)
Twister_Ken
Well-known member
Outraged cyclist replies
So I already pay road tax for two cars which we barely use, and now you want me to pay more tax for a bicycle that does 10 miles a day?
So I already pay road tax for two cars which we barely use, and now you want me to pay more tax for a bicycle that does 10 miles a day?
ToMo
New member
Re: Outraged cyclist replies
If we don't all shut up about it they'll probably tax the garden wheelbarrow and skateboards and rollerskates too!
If we don't all shut up about it they'll probably tax the garden wheelbarrow and skateboards and rollerskates too!
longjohnsilver
Well-known member
Tax
No you can forget about taxing cyclists, wheelbarrows, rollerskates, watering cans etc. The solution is staring us all in the face, tax all dogs and their owners till the pups squeak!!
No you can forget about taxing cyclists, wheelbarrows, rollerskates, watering cans etc. The solution is staring us all in the face, tax all dogs and their owners till the pups squeak!!
Mirelle
N/A
Re: Blame Osama bin Laden
It's a bit more complex than spreading the risk; the insurance market had been very soft, as it usually is during economic booms (due to excess capital looking for a home and expanding insurance capacity) and during this soft market the three above named institutions had been aggressively seeking a measure of market dominance, often through novel arrangements with primary insurers. September the 9th caused them, and others, huge losses which must now be recouped in a situation where the market was starting to harden anyway, so the hardening has been abrupt.
My own company, shipowners and managers, have just settled for a 90% increase on our hull premiums and our P&I won't be much better either.
In value terms, it seems reasonable to assume that power boats make up a good proportion of the yacht insurance market anyway, so one should not be amazed to find that they have frequent claims.
It's a bit more complex than spreading the risk; the insurance market had been very soft, as it usually is during economic booms (due to excess capital looking for a home and expanding insurance capacity) and during this soft market the three above named institutions had been aggressively seeking a measure of market dominance, often through novel arrangements with primary insurers. September the 9th caused them, and others, huge losses which must now be recouped in a situation where the market was starting to harden anyway, so the hardening has been abrupt.
My own company, shipowners and managers, have just settled for a 90% increase on our hull premiums and our P&I won't be much better either.
In value terms, it seems reasonable to assume that power boats make up a good proportion of the yacht insurance market anyway, so one should not be amazed to find that they have frequent claims.
Twister_Ken
Well-known member
Cads and bounders, old boy!
Good heavens, Dominic, what an appalling suggestion.
I’m glad you forewarned us. I’ll be packing my shotgun next time I see a moatah boatah.
Totally outrageous idea, typical of what you expect from people in trade. Insurance business been going downhill since Titanic was lost – money grubbing weevils involved now, no longer a suitable occupation for a gentleman.
Personally, never insured the old girl, till she was a total loss off the coast of Chile, when we accidentally rammed a Russian whaler/spyship. Too much gin, not enough angostura. Still, the Admiralty made it up to me, apparently they’d been after the blighter for some time.
But back to the business in hand, the inability of moatah boatahs to navigate without ricochets. Damn fine idea to deprive them of their vessels and send them for compulsory retraining as staff of South West Trains, just to prove that there are fates worse than death. And I could do with a couple more gardeners, the estate is getting a little shabby since these SDP johnnies got elected. Country’s been going to the dogs since we lost Douglas-Home, last politico who understood the problems of the land owner.
Me? Oh I sail a proper boat. Greenheart, pitchpine, everything bronze or galvanised, damn great bowsprit, crew wear white overalls and salute when I come aboard with that week’s lucky lady – her ladyship rides to hounds and doesn’t like sailing. Prefers the grooms.
No. We don’t actually go anywhere nowadays, far too dangerous. Barely leave the jetty without some ghastly sod in a Sunseeker using us for target practise. Or a youth roaring past on a motorised water ski squirting water straight up in the air like a lady rhinoceros relieving herself. Then there’s those sail racer chappies, who wouldn’t even give way to one of the old Queens. And the shabby little cruisers, festooned with nappies and burgees from very dubious sailing clubs.
Cook just serves us roast beef and plum duff, the steward pulls the cork from a decent Burgundy, then its lights out for a bit of slap and tickle while the crew go ashore to the Dog and Duck.
Insurance? Still haven’t got round to it. Must ask if the RYS have got a club broker yet.
Lt. Col Horace Luce-Sox
Great Buggering in the Wold
Lincs
Good heavens, Dominic, what an appalling suggestion.
I’m glad you forewarned us. I’ll be packing my shotgun next time I see a moatah boatah.
Totally outrageous idea, typical of what you expect from people in trade. Insurance business been going downhill since Titanic was lost – money grubbing weevils involved now, no longer a suitable occupation for a gentleman.
Personally, never insured the old girl, till she was a total loss off the coast of Chile, when we accidentally rammed a Russian whaler/spyship. Too much gin, not enough angostura. Still, the Admiralty made it up to me, apparently they’d been after the blighter for some time.
But back to the business in hand, the inability of moatah boatahs to navigate without ricochets. Damn fine idea to deprive them of their vessels and send them for compulsory retraining as staff of South West Trains, just to prove that there are fates worse than death. And I could do with a couple more gardeners, the estate is getting a little shabby since these SDP johnnies got elected. Country’s been going to the dogs since we lost Douglas-Home, last politico who understood the problems of the land owner.
Me? Oh I sail a proper boat. Greenheart, pitchpine, everything bronze or galvanised, damn great bowsprit, crew wear white overalls and salute when I come aboard with that week’s lucky lady – her ladyship rides to hounds and doesn’t like sailing. Prefers the grooms.
No. We don’t actually go anywhere nowadays, far too dangerous. Barely leave the jetty without some ghastly sod in a Sunseeker using us for target practise. Or a youth roaring past on a motorised water ski squirting water straight up in the air like a lady rhinoceros relieving herself. Then there’s those sail racer chappies, who wouldn’t even give way to one of the old Queens. And the shabby little cruisers, festooned with nappies and burgees from very dubious sailing clubs.
Cook just serves us roast beef and plum duff, the steward pulls the cork from a decent Burgundy, then its lights out for a bit of slap and tickle while the crew go ashore to the Dog and Duck.
Insurance? Still haven’t got round to it. Must ask if the RYS have got a club broker yet.
Lt. Col Horace Luce-Sox
Great Buggering in the Wold
Lincs
tcm
...
Re: good stuff tk! nm
.
.
BarryD
New member
As a novice user of a small-ish powerboat I'd be quite happy to be assessed separately, in fact I think you'll find it already happens. As for qualifications - my insurance (and another chap new to boating that I know of) requires me to pass a number of RYA courses before I can venture out fully covered.
Surely it is a question irrespective of the type of boat (sailing, power or PWC) that a degree of measurable competency is required before you un-tie the lines and head off. It might or might not be those bounders in the "stink pots" causing the premium uplift - but at least the insurance company's are taking a realistic view that RYA training is becoming a powerboat insurance pre-requisite - I see no initiatives to make the marinas safer from poorly trained sail boat crews who undoubtedly use the "iron sail" in the marina.
It's a fact of life that insurance premiums (or broker fees) rise until the mark can be squeezed no more. Also things cost more to buy, and more to repair so the exposure of the insurance company is higher. IMHO - in this hectic life we lead a lot more repairs are being farmed out rather than done by the boat owner - OK it's more expensive but at least you get to cruise during your downtime rather than fix.
All IMHO and FWIW BTW.
Barry D
Surely it is a question irrespective of the type of boat (sailing, power or PWC) that a degree of measurable competency is required before you un-tie the lines and head off. It might or might not be those bounders in the "stink pots" causing the premium uplift - but at least the insurance company's are taking a realistic view that RYA training is becoming a powerboat insurance pre-requisite - I see no initiatives to make the marinas safer from poorly trained sail boat crews who undoubtedly use the "iron sail" in the marina.
It's a fact of life that insurance premiums (or broker fees) rise until the mark can be squeezed no more. Also things cost more to buy, and more to repair so the exposure of the insurance company is higher. IMHO - in this hectic life we lead a lot more repairs are being farmed out rather than done by the boat owner - OK it's more expensive but at least you get to cruise during your downtime rather than fix.
All IMHO and FWIW BTW.
Barry D
Bergman
New member
Re: Blame Osama bin Laden
No teenage scribbler
Very senior person in insurance world quoted as saying after Sept 11 "the pot will have to be refilled"
And there is only one place where the contents can come from.
Us!
No teenage scribbler
Very senior person in insurance world quoted as saying after Sept 11 "the pot will have to be refilled"
And there is only one place where the contents can come from.
Us!
Mr Cassandra
Well-known member
Sailing Today
If this is what I have to look forward to. The great YM debate. I hope John Goode has something better in Sailing Today. cheers Bob t
Bob T
If this is what I have to look forward to. The great YM debate. I hope John Goode has something better in Sailing Today. cheers Bob t
Bob T
bedouin
Well-known member
Re: Sailing Today
Optimist!
Optimist!
zefender
Active member
Re: Dominic - where are you?
No heard anything from Dominic since his lighting of the blue touchpaper and scarpering off into the darkness of IPC Tower. Sadly there doesn't seem to have been much of a firework really - more of a fizzle than a crack, bang, whallop.
Do you think he has been red-carded by HWMBO, Kim? Do YBW staffers eat their young? Will a new insurance forum be created called Premium? Will raggies and stinkies demonstrate their new found solidarity by converting their vessels to motorsailers?
I think we should be told.
No heard anything from Dominic since his lighting of the blue touchpaper and scarpering off into the darkness of IPC Tower. Sadly there doesn't seem to have been much of a firework really - more of a fizzle than a crack, bang, whallop.
Do you think he has been red-carded by HWMBO, Kim? Do YBW staffers eat their young? Will a new insurance forum be created called Premium? Will raggies and stinkies demonstrate their new found solidarity by converting their vessels to motorsailers?
I think we should be told.