Quick question if you don't mind

lisilou

lisilou

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I'm assuming boat insurance requires you legally to provide insurance details etc if you damage another boat whilst 'parking'? And if the owner of the damaged boat isn't present, to at least report it to the marina and leave details with them? Certainly it's what I would do if it were me but is there a legal requirement to do so as with car insurance?
Ta
L
:)
 
lisilou said:
I'm assuming boat insurance requires you legally to provide insurance details etc if you damage another boat whilst 'parking'? And if the owner of the damaged boat isn't present, to at least report it to the marina and leave details with them? Certainly it's what I would do if it were me but is there a legal requirement to do so as with car insurance?
Ta
L
:)
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Let your insurance company know that the marina office has the boat and owner details and let them chase the owner for the insurance details.
 
It's in hand with the marina guys at the mo Paul so we're just gonna wait and see if the guy does the right thing.

Wavey...;)

L
:)
 
lisilou said:
I'm assuming boat insurance requires you legally to provide insurance details etc if you damage another boat whilst 'parking'? And if the owner of the damaged boat isn't present, to at least report it to the marina and leave details with them? Certainly it's what I would do if it were me but is there a legal requirement to do so as with car insurance?
Ta
L
:)
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The Road Traffic Act is the bit of legislation that requires a car driver to (a) be insured and (b) provide details of that insurance when there is an accident. In other words, it is this legislation that requires the production of insurance details following an accident, not the existence of the insurance policy per se.

I don't think there's an equivalent bit of legislation for boats - for example, there's no legal requirement for boats to be insured, so it follows that it is unlikely for there to be a bit of legislation requiring a skipper to produce insurance after an accident.
 
jimmy_the_builder said:
The Road Traffic Act is the bit of legislation that requires a car driver to (a) be insured and (b) provide details of that insurance when there is an accident. In other words, it is this legislation that requires the production of insurance details following an accident, not the existence of the insurance policy per se.

I don't think there's an equivalent bit of legislation for boats - for example, there's no legal requirement for boats to be insured, so it follows that it is unlikely for there to be a bit of legislation requiring a skipper to produce insurance after an accident.
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Jimmy, I think most Marinas require insurance as a cost of entry? So if in a Marina, then I would expect all boats to be insured. Having said that, it is a self declaration at the Marinas I have used.
 
rafiki_ said:
Jimmy, I think most Marinas require insurance as a cost of entry? So if in a Marina, then I would expect all boats to be insured. Having said that, it is a self declaration at the Marinas I have used.
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We watched a boat come in to a berth near us the other day, he hit the boat next to him pretty hard and then scraped his way along it, the graunching noise was horrible! Once berthed one of the offending boats crew shouted to the skipper 'any damage'? 'No' was the answer as he peered over to the boat he hit. Off the skipper went downstairs only to return 30 seconds later with a bottle of fibreglass polish. 10 mins or so, and lots of polishing later, his boat (not so for the boat he hit) was Spick and span and he retired back to his cockpit for a well deserved glass of wine.

I told the marina staff (because I would like to think someone would have done the same had it been my boat that was hit) who got the guy to own up even though he flatly denied it to start with.
 
rafiki_ said:
Jimmy, I think most Marinas require insurance as a cost of entry? So if in a Marina, then I would expect all boats to be insured. Having said that, it is a self declaration at the Marinas I have used.
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Yep, I know that, I was just answering the OP's question. I agree with you about the self-declaration thing; I don't think I've ever been asked to produce evidence of insurance in a UK marina. By contrast, in my admittedly limited experience of other ports in the Med, they have all asked for it at the point when you first arrive, without exception. No papers - no berth.
 
lisilou said:
I'm assuming boat insurance requires you legally to provide insurance details etc if you damage another boat whilst 'parking'? And if the owner of the damaged boat isn't present, to at least report it to the marina and leave details with them? Certainly it's what I would do if it were me but is there a legal requirement to do so as with car insurance?
Ta
L
:)
Click to expand...

There is no legal requirement to have insurance for your boat so you cannot be legally required to provide details of any such insurance. It is not comparable to car insurance, which is legally required.
 
EugeneR said:
Hope there wasn't much / any expensive damage?
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We didn't notice at first as it was the back and corner of the swim platform furthest from the pontoon but once our neighbours had told us what had happened (they had to help spring him off the back of our boat apparently) we took a closer look which showed a bit of gel coat shaved off the corner and damage to the rubbing strake to side and stern so pretty superficial but needs to be fixed. I'm sure it'll be sorted soon enough.
Thanks guys.
L
:)
 
jimmy_the_builder said:
Yep, I know that, I was just answering the OP's question. I agree with you about the self-declaration thing; I don't think I've ever been asked to produce evidence of insurance in a UK marina. By contrast, in my admittedly limited experience of other ports in the Med, they have all asked for it at the point when you first arrive, without exception. No papers - no berth.
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Sorry Jimmy, was not questioning you, and by the time I'd finished my scrawl, I was 100% in agreement with you! :)
I agree that we should show papers to the Marina office first thing on arrival.
 
Marina staff scratched my boat after moving it with there tug, they never said a word which really annoyed me.

Morals there , err none at all I'm afraid , they did make good the damage though with no fuss after I quizzed them about it.
 
My previous boat suffered severe damage to the swim platform apparently - whilst ashore for Winter maintenance ! The yard staff inadvertently reversed a friends Fairey into the back of mine on the transport trailer. Did a damn good job of the repair, which required two tubes welded and several new teak planks.

I arrived just as they were finishing off and had I not done so I wonder if I would ever have known.

My pal was bit surprised when I quizzed him on his boat's collision with my mine, but not sure the IRPCS would apply on the hard, especially stern to stern, but as I was static he must have been overtaking vessel !

Hate it when 'bouncers' don't own up.
 
U4 said:
We watched a boat come in to a berth near us the other day, he hit the boat next to him pretty hard and then scraped his way along it, the graunching noise was horrible! Once berthed one of the offending boats crew shouted to the skipper 'any damage'? 'No' was the answer as he peered over to the boat he hit. Off the skipper went downstairs only to return 30 seconds later with a bottle of fibreglass polish. 10 mins or so, and lots of polishing later, his boat (not so for the boat he hit) was Spick and span and he retired back to his cockpit for a well deserved glass of wine.

I told the marina staff (because I would like to think someone would have done the same had it been my boat that was hit) who got the guy to own up even though he flatly denied it to start with.
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No doubt a yachtie
 
U4 said:
We watched a boat come in to a berth near us the other day, he hit the boat next to him pretty hard and then scraped his way along it, the graunching noise was horrible! Once berthed one of the offending boats crew shouted to the skipper 'any damage'? 'No' was the answer as he peered over to the boat he hit. Off the skipper went downstairs only to return 30 seconds later with a bottle of fibreglass polish. 10 mins or so, and lots of polishing later, his boat (not so for the boat he hit) was Spick and span and he retired back to his cockpit for a well deserved glass of wine.

I told the marina staff (because I would like to think someone would have done the same had it been my boat that was hit) who got the guy to own up even though he flatly denied it to start with.
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Sort of behaviour that makes your blood boil.

If the boot were on the other foot I have no doubt he would be crying 'foul' from the mast head.
 
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