Blue Sunray
Well-Known Member
Or possibly just decent people?
Port Solent Sunsail boats on the move
- Thread starter Sadlerfin
- Start date
Or possibly just decent people?
DJE
Well-Known Member
Indeed. Certainly more decent than whoever wrote the HSE guidelines.
Blue Sunray
Well-Known Member
Pragmatism gone mad, innit.
jbweston
Well-Known Member
Research is ongoing into whether an injection of busybodies provides any health benefits, or just raises the temperature.
JumbleDuck
Well-Known Member
My insurers were completely unbothered about qualifications when I asked them. They don't care whether I have any and they didn't care whether the delivery skipper who brought her up from Wales had any.
capnsensible
Well-Known Member
Boogaloo. Ive skippered loadsa deliveries. I wont do them unless the boat is insured and the Insurers always ask for my sailing credentials and experience. Same for all the other pro skippers I know. But mebbe its different in local hops rather than between countries, etc. Although it wasnt when I used to do them around UK.
Deal here is that I wont tell you how to do your job either.
laika
Well-Known Member
If you're leveraging the owners insurance is the standalone strictly necessary? Don't get me wrong: I'm no expert, just asking the question. The latter is only, what, €250-ish pa so I'm not saying it's not worthwhile if it gives you legal cover etc...
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RobbieW
Well-Known Member
Personal indemnity has become harder to get in the last couple of years. The main provider, Fastnet, have withdrawn from the market.
laika
Well-Known Member
You actually have experience of this whereas I've only just made some brief enquires but earlier this year I checked out the RYA's guidance and then asked for some quotes from German insurers (hence the figures in euros):
https://www.rya.org.uk/SiteCollecti...DANCE FOR FREELANCE PROFESSIONAL SKIPPERS.pdf
JumbleDuck
Well-Known Member
"Boogaloo"?Boogaloo. Ive skippered loadsa deliveries. I wont do them unless the boat is insured and the Insurers always ask for my sailing credentials and experience. Same for all the other pro skippers I know. But mebbe its different in local hops rather than between countries, etc. Although it wasnt when I used to do them around UK.
Deal here is that I wont tell you how to do your job either.
When I arranged the delivery - by a commercially endorsed yachtmaster - I asked GJW if they wanted details of his qualifications. No, they said, I was at liberty to lend my boat to anyone I trusted, regardless of whether I was paying them.
capnsensible
Well-Known Member
I have two insurances for cover in the Marine Industry. The first is Pro Indemnity as a Yachtmaster Instructor for teaching RYA courses, the second as a Delivery Skipper.
Should you be negligent in either position, you are covered by these policies.
Pro Skipper Liability Insurance is with Hamburger Yachtversicherung Schomacker. Their website has details of exactly whats covered. Around 225 euros p.a.
In addition, when we owned a Sailing School, as well as each yacht being insured, we had Pro Indemnity for the school and Employers Liability for us but not visiting Instructors who provide their own. This has skyrocketed for overseas schools and may be in the order of 6000 sterling per year. I add this last line just to indicate the overhead to do this stuff and how that if reincarnation exists, I would put in a request form to come back as an Insurance Broker.
Hope this is useful, especially after the spelling test!
Should any reader wanna do a crew job, I recommend Topsail for cover. Some skippers wont take crew without it.
capnsensible
Well-Known Member
Lucky it all went well. The skipper left himself wide open. Unless of course the boat was only worth a couple of grand and he could settle a claim on his credit card.
Its been discussed on these forums before how skippers have lost everything after the oh so nice insurance companies have gone after their sorry asses. Thats exactly why pro indemnity has been invented.
By coincidence, my Yacht is insured with GJW. There is a trail that led us to them over the past 22 years. For our first Transatlantic the company as it was then required us to have at least one more crew. By our second circuit, my wife was a Yachtmaster and I was a Yachtmaster Ocean, so no other crew required.
But for any others reading this, whatever you do regarding hiring a skipper, discuss it with your Insurers and get it in writing that whoever it is is covered completely for the voyage plus contingencies and is named. As I mentioned you will probably get away with it. But itas a whole world of pain if it all goes wonky.
If you want confirmation try an email to a Delivery Company.
laika
Well-Known Member
Aside from the dance....don't google this. It leads you to american gun nuts referencing people in Hawaiian shirts "standing up against a tyranical government"
Spelling test? Did I mis-spell something?
Regarding insurance for delivery crews...my experience there is 10 years out of date but srsly? As well as working for free you're saying delivery crew are now expected to take out insurance policies? What are they likely to be liable for? (not questioning: simply dumbfounded).
£6k/pa insurance for your company seems pretty brutal. Guess no-one's in that business for the money.
Sharky34
Well-Known Member
I'm suprised the delivery guy was happy with that, the insurance company could have reneged on any cover if there had been a problem.
capnsensible
Well-Known Member
Noo, my spelling of the German company! Took me a while. Avalook at the Topsail site. I used it to help a friend a couple of years ago delivering a fairly large yacht from Antigua to Barcelona. Covered me for any personal losses or injuries, stuff like that. A delivery skipper will clearly do their best to help an injured crew mate but they dont want to get stuffed for hospital bills, repatriation, etc. We used to ask our School Students to do the same.
Im not suggesting Im the font of all knowledge here, brokers are. But Ive seen folk get bitten with this stuff. So Be Prepared!
Those big increases in Company Insurance hastened our departure from the School Biz.
capnsensible
Well-Known Member
I reckon its that kinda thing that drove the introduction of the Professional Practices and Responsibilities course for Commercial Endorsement coz skippers where simply unaware.
Sharky34
Well-Known Member
Well some skippers are prone to accepting jobs without assessing the financial risks they might be involved in.
Stemar
Well-Known Member
I seem to recall a "delivery skipper", actually a builder, who sank a gin palace by stuffing it into a buoy because he wasn't looking where he was going. He didn't have appropriate insurance, and it cost him his house.
Aardee
Well-Known Member
These are the older Match 40s which have been sold and are on delivery. The fleet is being replaced with new Jenneau 410's which were being delivered before shutdown, it looks like there's 10 or so in the marina and a few on the hard.
laika
Well-Known Member
Just to clarify...did that £6k include the boats or is that just employer's liability and professional indemnity? I assumed the latter but maybe I just misread. Apologies for prying but I am actually curious.
Also still curious about "Boogaloo": I assumed that was a reference to a yacht which came a cropper on a delivery causing insurance problems for the skipper but I've not been able to google anything (apart from the dance and dodgy gun references)