langstonelayabout
Well-Known Member
I reckon you're absolutely correct! People replace leisure boat engines all the time, usually with similar power units, and nobody bats an eyelid. As for telling the insurer, my insurer never even asked what engine was in the boat.
And that's your risk. My insurer (Y Yacht insurance) did ask what engine is in my boat, and with my previous boat/policy I read their small print that said that any replacement engine should be professionally fitted.