Medical Insurance?

[ianwright]

Anyone recommend a company that gives good cover for Cruisers and doesn’t exclude ‘pre-existing’ conditions?
IanW /forums/images/graemlins/confused.gif

 

[DavidofMersea]

I used to be an insurance broker, although I have not practised for many years.

I think that you are unlikely to get an underwriter to accept a pre-existing condition. However, you may be able get cover with the pre existing condition excluded, so that you would be covered for everything else

 

[andy_wilson]

Would you have faith in an insurer that accepted pre-existing conditions. Sounds more like a poor bet than an underwriting risk.

 

[ianwright]

I see very little difference between insurance and bookmaking,,,,,,,, except perhaps that bookmakers are more accurate in calculating odds on an individual risk and less inclined to wriggle out of a losing bet.

IanW