D
Deleted member 478
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Somehow an insurance broker has got hold of my details despite me saying I wasn't interested in a quote and they are now touting for my business. This is the draft reply to them. Do any of you have any suggestions for the final response?
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Feel free to quote, but you're up against a UK based insurer who I use for my other boat. I've been with them for 6 years now, with one claim back in 2002 when my boat decided to break its mooring line in an F8 and go walk-about.
Please note that I sail single-handed predominantly and this seems to give insurers the jitters for some reason. The only sailing qualifications I have are a DSC VHF licence and a QBE, which for some reason, insures won't take into consideration or recognise. I have over 10 000 single-handed miles including a transatlantic. The boat will never be raced and will spend most of its time at anchor. Hurricane season merely raises my eyebrow because I never venture more than 3 days from the edge of the hurricane belt.
You may recall that I wasn't interested in talking to you about insurance when I was at the boat show. With the brief info above, you will now probably understand why; if not, it is because insurance has a nasty draining effect on my cruising kitty and to date, the only claim I have made, cost the insurer less than 6 years of premiums. On the other hand, should your premium be affordable, I will be pleasantly surprised and will seriously consider a change of insurers.
Hope this helps
Regards
John
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[ QUOTE ]
Feel free to quote, but you're up against a UK based insurer who I use for my other boat. I've been with them for 6 years now, with one claim back in 2002 when my boat decided to break its mooring line in an F8 and go walk-about.
Please note that I sail single-handed predominantly and this seems to give insurers the jitters for some reason. The only sailing qualifications I have are a DSC VHF licence and a QBE, which for some reason, insures won't take into consideration or recognise. I have over 10 000 single-handed miles including a transatlantic. The boat will never be raced and will spend most of its time at anchor. Hurricane season merely raises my eyebrow because I never venture more than 3 days from the edge of the hurricane belt.
You may recall that I wasn't interested in talking to you about insurance when I was at the boat show. With the brief info above, you will now probably understand why; if not, it is because insurance has a nasty draining effect on my cruising kitty and to date, the only claim I have made, cost the insurer less than 6 years of premiums. On the other hand, should your premium be affordable, I will be pleasantly surprised and will seriously consider a change of insurers.
Hope this helps
Regards
John
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