Insurance woes

[Refueler]

I have been a great supporter of searching around for insurance on anything .. cars - homes - boats ... you name it ... better deals are out there by shopping around ... I never understand the habit of staying with one company ... unless you really do have a good deal ... rare !!

When the question of Insurance has come up on the forums - I have often suggested a German Insurance outfit that gave insurance for my boats at significantly less premium and greater geographical / monetary coverage than any UK quote I could get.

Things have changed though ...

With my new acquisition - I contacted Manheimer and asked for a quote. They passed the request around and I received a reply - which also had the emails of various involved in considering the request .... here is the reply to the broker - :

Unfortunately, we are currently not allowed to offer any cover for UK citizens. Even if it's about his Ltd. (in Latvia?), we would be too far removed from Western European interest.

We would therefore like to refrain from making an offer here and ask for your understanding.

Best regards,

Before anyone starts on about EU / Brexit ... that's a dead dog with me having lost at least 50% of my business from 2004 - 2007 because of Latvia JOINING EU - so please don't go there.

 

[dunedin]

Before anyone starts on about EU / Brexit ... that's a dead dog with me having lost at least 50% of my business from 2004 - 2007 because of Latvia JOINING EU - so please don't go there.

Except that it would appear that you may indeed be suffering the issue because you are a UK Citizen and now post B therefore now a third country citizen, which seems to be causing the EU based insurers to want to decline to cover you.
Whether they are correct in their thinking, and whether your EU Residence should take precedence over passport nationality, may or may not be the case. But clearly the insurers don’t think so.
Hope you find a solution.

 

[Refueler]

Except that it would appear that you may indeed be suffering the issue because you are a UK Citizen and now post B therefore now a third country citizen, which seems to be causing the EU based insurers to want to decline to cover you.
Whether they are correct in their thinking, and whether your EU Residence should take precedence over passport nationality, may or may not be the case. But clearly the insurers don’t think so.
Hope you find a solution.

No doubt indeed .... my wish to not get into Brexit right / wrong discussion is it would lead away from the heart of the thread - that despite full permanent residency - the insurance application was declined based on UK citizenship.

I am waiting reply from another Broker - who also provides cover via Latvian agent - but is Germany based. Be interesting to see what happens.

 

[AngusMcDoon]

Can you get cover in Mrs Refueler's name?

 

[Refueler]

Can you get cover in Mrs Refueler's name?

No because Bill of Sale is clear that I am named on behalf of the Company.