insurance claim refused !

DAKA

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If this problem is a known fault (appears to be several similar cases) then one way to turn the engine off is to put it into gear which will close the circuit via the neutral safety switch.
Perhaps flybridge owners with volvos should leave their boats in gear (check with volvopaul or latestarter for possible side effects).

to the OP

An engine can not start with a red/yellow starter fault alone.

All the starter wire does is open a relay.
The relay needs an ignition live feed as well .

If it was frosty then Wavey's input should be investigated and policy wording read in connection to frost damage.

Just guessing now but if the surveyor is suggesting the engine can start with just the ignition feed alone then there could be other items that have been overlooked.

I would be checking recent work.........

any new nav gear added and cables dragged through damaging the ignition wires ?
Any visitors on board used the GPS cable as a handgrab which could have in turn pulled on the ignition wires .

Your policy appears to be written on an all risks basis making at least one of the above covered.

Onto your policy...........

be cautious as your Insurer has recently re issued a new policy wording, providing a link to jfm may be the wrong one, you will need to also provide your renewal date to be certain of the correct policy.



Now every time Insurers reject a claim (and with the sparse information at hand it does appear to be correct to turn this one down) the forum appear to shout foul play but do we really want Insurers to pay for old boats to be refitted/re engined following wear and tear because premiums will need to treble because at the end of the day you as policy holders have to pay !
 

mattysupra

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Hi, i think very is only one other case of simular issue?


They are saying the wire became live. Well something became live to activate the starter. Which as most who know anything about engine looms , relays , solinoids etc will know it could be caused by a few different things.

I will personally being investigating myself. I have not had time to travel to the boat yet. We have gone of what the report says.

I will find the cause. I have not stated as of yet , but vehicle electrics and mechanics is what i trained in when i left school. I dont do it as a day to day job any more but still hands on when asked for a hand by a friend who is a vehicle electrician.
 

DAKA

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Hi, i think very is only one other case of simular issue?

could be wrong but I thought wary had said when his was found there was at least one other case previously.


If it was a car then there is a system in place to quickly link faults together in the interests of safety.

The marine industry tend to sweep as much under the rug for as long as it takes to relabel and launch a new version , hence if you know about 2-3 there will be a lot more.
 

PaulGooch

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If this problem is a known fault (appears to be several similar cases) then one way to turn the engine off is to put it into gear which will close the circuit via the neutral safety switch.
Perhaps flybridge owners with volvos should leave their boats in gear (check with volvopaul or latestarter for possible side effects).

Depending on how the inhibitor switch and starter wiring is done, leaving it in gear could prove interesting when the engine fires up. Not all systems would prevent it happening Pete.
 

mattysupra

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Depending on how the inhibitor switch and starter wiring is done, leaving it in gear could prove interesting when the engine fires up. Not all systems would prevent it happening Pete.



Yes, and in the case of the boat in question, well depending on what the actual fault is then i would say im 99% sure the engine would of still started.
 
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