DRANNIE
Well-Known Member
sorry to thread drfit but I think you will find that the small claims limit is £5k.
Hurley 22 - how much to offer?
- Thread starter bobdoughty
- Start date
gpascoe
Member
I've been looking at Hurleys and Halcyons over the past eight months or so and people are generally asking a lot of money for some very unsafe boats - esp poor rigging. A lot also have a lot of home maintenance which is at times difficult to test until the time it fails. However, these boats always get good reviews, so buy in good nick with survey and a demonstrable history of upkeep (invoices) and you'll be sweet. Save up for another six months and keep looking around - it's worth it, as market is very slow in boats of this size it seems. The Hurley owners society are very helpful.
MarkJohnson12345
Well-Known Member
Alas no money to burn.
But its the ultimate threat, and if he has missed the duff engine or osmosis, his insurance may well be very helpful.
Are you saying that an inexpeienced sailor should not have a survey of his dream boat??
But its the ultimate threat, and if he has missed the duff engine or osmosis, his insurance may well be very helpful.
Are you saying that an inexpeienced sailor should not have a survey of his dream boat??
srp
Well-Known Member
[ QUOTE ]
Are you saying that an inexpeienced sailor should not have a survey of his dream boat??
[/ QUOTE ]
I think some of the replies talk of taking a knowledgeable friend along, rather than paying for a proper boat survey. There are several insurance companies who don't need a survey to insure you, including Saga (not that I'm suggesting anyone here is quite that old........)
Are you saying that an inexpeienced sailor should not have a survey of his dream boat??
[/ QUOTE ]
I think some of the replies talk of taking a knowledgeable friend along, rather than paying for a proper boat survey. There are several insurance companies who don't need a survey to insure you, including Saga (not that I'm suggesting anyone here is quite that old........)
graham
Well-Known Member
Craft insure dont require survey for boats under 23 feet.They are fussy about where you are moored though,they have a huge list on their website of harbours they wont insure unless in a marina berth.
I still say a survey is worthwile. 4K may be a small sum to some people.Others including me think it a substantial amount .
Craft Insure
I still say a survey is worthwile. 4K may be a small sum to some people.Others including me think it a substantial amount .
Craft Insure
markpageant
Well-Known Member
speak to nick vass - google him to get address. He is an experienced surveyor who helped me a lot in buying my first boat and he knows Hurleys well. He is an organiser of the owners association and my experience is that he likes getting people on to boats for a fair price. I just reccomended him to my brother and he too had a great experience, buying a boat advertised at 6,750 for 5000 as a result, and he got to know the problems with his purchase ! You may struggle to get insurance without a survey and if you are new to boating a survey costing about 200 quid could save you a couple of thousand - it did my brother. If you cant get him pm me and I'll look up his address.
dombuckley
Well-Known Member
Given that the excess on PI insurance is £3500-5000, any claim to do with a H22 will probably all be coming out of the surveyor's own pocket. That, after paying a premium of 2 grand a year - and you lose your no claims bonus even if the claim is less than the excess. /forums/images/graemlins/mad.gif
Concentrates the mind, somewhat - keeps me on my toes on a cold dark morning.
My first survey "flying solo" was a H22. The cowboys who had "professionally" installed her new engine had used standard clear PVC tube for a fuel line, tie-wrapped to the exhaust riser. They had also managed to knock the water inlet valve through the hull (it's a bit vulnerable, right under the forward end of the engine), then set it back in place using sikaflex. All easily sorted, but I was working for a friend: so if I hadn't spotted it, the insurance would have been the least of my worries (his SWMBO is scary when miffed!).
Concentrates the mind, somewhat - keeps me on my toes on a cold dark morning.
My first survey "flying solo" was a H22. The cowboys who had "professionally" installed her new engine had used standard clear PVC tube for a fuel line, tie-wrapped to the exhaust riser. They had also managed to knock the water inlet valve through the hull (it's a bit vulnerable, right under the forward end of the engine), then set it back in place using sikaflex. All easily sorted, but I was working for a friend: so if I hadn't spotted it, the insurance would have been the least of my worries (his SWMBO is scary when miffed!).
bobdoughty
Active Member
Thanks everyone for the amazing response and particulalry for putting me in touch with Nick who in lightning fast replies to emails is providing some fantastic information!