How do bank accounts and bills work if I live on a sailboat?

[ryanroberts]

Strictly speaking you do not need proof of address to register with a GP. Convincing them of that is a different matter...

This is a little easier than it used to be, there is a lot of guidance now about not excluding refugees etc.

 

[grumpygit]

Do you have a Financial Adviser (IFA). It may be possible to use there office address. Banks do not like people without a sound physical address especially if you need a credit card. BTW, using a friends address for post has no legal commitment to themselves, i.e. Council Tax etc

 

[dunedin]

Do you have a Financial Adviser (IFA). It may be possible to use there office address. Banks do not like people without a sound physical address especially if you need a credit card. BTW, using a friends address for post has no legal commitment to themselves, i.e. Council Tax etc

But if somebody runs up a debt, it is associated with that address on the credit bureau, which can be an issue

 

[grumpygit]

True, but who would do that to a friend and a IFA usually has some control over their clients funds anyway. To reverse your concern, the possible address may already be risk marked but I believe this is not difficult to overcome.
I thought the important point to the thread was to find a way of the possibility of a useable address that would suffice?

 

[AndrewB]

But if somebody runs up a debt, it is associated with that address on the credit bureau, which can be an issue

Yes, and not just debt, but any financial dispute can do that. And it affects eligibility for benefits at that address.

 

[blampied]

Buy the cheapest smallest property with a post code anywhere in the country.
A run down flat, garage, garden shed etc. (less than £10k)
disconnect all utilities, (electric, gas, water etc) so there is no ongoing costs.
As well as a letter box, Fit a very large cat flap or similar to be used as a parcel drop box.
Keep the property empty so nothing in it to steal, other than the post or occasional parcel In the drop box.
Visit it every two or three months to check for mail.
Possible create an income stream by selling on shares in it to other full time live aboards who want an address.

 

[laika]

Do you have a Financial Adviser (IFA). It may be possible to use there office address.

Or a valet? He could bring your post along with the day’s attire.

 

[colind3782]

Buy the cheapest smallest property with a post code anywhere in the country.
A run down flat, garage, garden shed etc. (less than £10k)
disconnect all utilities, (electric, gas, water etc) so there is no ongoing costs.
As well as a letter box, Fit a very large cat flap or similar to be used as a parcel drop box.
Keep the property empty so nothing in it to steal, other than the post or occasional parcel In the drop box.
Visit it every two or three months to check for mail.
Possible create an income stream by selling on shares in it to other full time live aboards who want an address.

Council tax?

 

[grumpygit]

Or a valet? He could bring your post along with the day’s attire.

Rather a childish take from a supposable grown up. The thread is asking for a way of being able to become a liveaboard so negative and silly comments don't help.
Without letting myself in for any scrutiny I'm just trying to pass on a way that I know works.

 

[dunedin]

Rather a childish take from a supposable grown up. The thread is asking for a way of being able to become a liveaboard so negative and silly comments don't help.
Without letting myself in for any scrutiny I'm just trying to pass on a way that I know works.

But the answer was given in post #3

Everything since is just compulsory thread drift and entertainment - it is a forum after all

 

[laika]

The thread is asking for a way of being able to become a liveaboard so negative and silly comments don't help.

“Silly”? Are you suggesting in an amusingly ironic fashion that people without an address looking to live aboard on a sub-£2k boat full time in the uk might not form a demographic which tends to retain a valet?

 

[dankilb]

“Silly”? Are you suggesting in an amusingly ironic fashion that people without an address looking to live aboard on a sub-£2k boat full time in the uk might not form a demographic which tends to retain a valet?

The valet could help get the mast up/down at least.

 

[AngusMcDoon]

Contract SIM is not really necessary. I worked remotely for a year with PAYGO, most of the time on Giffgaff unlimited for £35 that we used more than 500G a month.

Let me slightly amend that for you...

Contract SIM is not at all necessary...

Now Mobile, £25 per month PAYG for 4G unlimited data on EE network. I watch endless cat videos on mine. Address needed to get the SIM then that's it.

? Best SIM Only Deals - Pay As You Go SIM | Now Mobile

 

[Mino]

Let me slightly amend that for you...


Now Mobile, £25 per month PAYG for 4G unlimited data on EE network. I watch endless cat videos on mine. Address needed to get the SIM then that's it.

? Best SIM Only Deals - Pay As You Go SIM | Now Mobile

Cat videos are so damn addictive ... ?

 

[WindyWindyWindy]

Don't know about other countries but to enter any contract in Portugal requires NIF (tax number). PAYG unlimited data card only €1/day.

Spain will take a passport number in the nif box.

 

[Yngmar]

Spain will take a passport number in the nif box.

Online generated NIE (E = Extranjero, foreigner) are generally working too.

Same for codice fiscale generators to get the Iliad SIM in Italy (150 GB for €10, unlimited calls/texts, 10GB and unlimited/calls texts when roaming in the EU).

 

[mbb]

Yes, looks promising, thanks.

Hi NingNong247, a few months passed.
Did you try boatmail.co.uk ? Did you manage to get an address ?
I'm in the same your situation and I'm curious to know if you have found a solution.

 

[wingcommander]

Cat videos are so damn addictive ... ?

Pussy in boots is one of my all time favourites

 

[srm]

Hi NingNong247, a few months passed.
Did you try boatmail.co.uk ? Did you manage to get an address ?
I'm in the same your situation and I'm curious to know if you have found a solution.

I have been using Boatmail since 2014. It has changed owners in that time. Always friendly and helpful people though with an efficient system. We all have the same street address.
If you have any queries before signing up send Joanna an email using the address on their website.

 

[Star-Lord]

It's not a case of not wanting to hear it, it's a case of there be literally no one in this country that I can ask that of. I have 3 friends in the UK, none of them good enough to put that on/in situations where they can do that. Everybody else I know is abroad.

Obviously I'm not going to befriend someone surreptitiously with the intent of eventually getting them to let me do this. That seems like inveiglement to me.

There are plenty of virtual residential services available. You pay a yearly fee and you will be set. I do this and so do many others (including those in HM Forces stationed abroad and people detained by HM )