Holiday Insurance for a Yacht Charter

hp225tj

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I would like insurance to cover me just in case my chosen charter company goes bust or runs off with my holiday.

Most normal holiday insurance policies don't cover this ie cover for failure of suppliers. Can anyone recomend a policy that does or is tailored to charter holidays?

many thanks,

James
 

Harpsden

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I've just booked a charter and can understand the concern.It seems to be very difficult to get cover for failure of a holiday business overseas.

The best policy I could find for chartering is Bishop Skinner whose policy has lots of features tailored for chartering abroad but I can't see any cover for failure of the charter company.




Harpsden
 

Moonchild

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We can understand your concerns, seeing it from a different perspective. I would suggest paying as little deposit as possible and then pay any outstanding payment as close to your holiday as possible. This also allows you the opportunity to cancel if your circumstances change without too much financial loss.
I am sure you will be OK and will have a wonderful holiday.
 

James_Calvert

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I don't understand how the holiday industry got its clients to pay up front in the first place. If I book a hotel, I don't expect to pay the bill until the day I leave. Why did we all get suckered into paying in advance - it's a service industry, why pay before we've had the service?
 

alant

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Try Bishop Skinner, now called Bluefin.
They do yachty travel insurance - its the RYA sponsored one. Also do it as business cover.

Tel 020 7566 5803 - Tracey Stebbings specialises in it.
 

Topcat47

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Pay by credit card. At least you'll get your money back. Also chek out Visa Debit cards. My bank tells me I'm covered by the visa guarantee but I've never had to test it.
 

Moonchild

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I agree with James Calvert why pay anymore than a deposit until you arrive, saying that we have paid up front for all our charter holidays, probabily a good job because in some cases when we saw the yachts we would have liked to have gone home!!
 
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