RichardS
N/A
You appear to be missing one important point: the usage pattern and environment of marine engines.
One of the main reasons why engine manufacturers recommend an annual oil change is because over the winter the engine sits unused for up to 6 months in a damp, salty and cold environment.
As the oil gets contaminated during diesel engine use by acidic and abrasive particles, the additives break down as you correctly state. Engine manufacturers therefore recommend an annual oil change, which should be done (although I'm not sure they state this) at the end of the season so it sits with fresh oil over the winter and gets maximum protection. It isn't "backside covering" there is genuine reasoning behind it.
Other engine types don't have this usage pattern, they're used far more regularly so the number of usage hours between oil intervals becomes far more relevant and more important, hence the use of semi and fully synthetic oils.
Switching to semi or fully synthetic oil in a marine engine doesn't give you any benefits in this respect (extended service intervals): they recommend annual oil changes exactly because of the above reason, so you don't get contaminated oil sitting next to the bearing surfaces for several months in the cold and damp.
You simply don't get any benefit from using oil that can (in other applications) last for longer (i.e. more running hours) between changes - running hours aren't the determining factor in a marine engine.
But if any of that were the case why does the manufacturer of the petrol or diesel engine for your car/motorcycle (which might even be the same manufacturer as your boat engine) also stipulate annual oil changes even for very low usage engines?
Of course, it might be that car and motorcycle engine manufacturers are covering their backsides / optimising their revenue stream (delete as applicable depending how cynical you are!) whilst marine engine manufacturers are totally above that sort of shenanigans. You can decide for yourself whether that sounds likely!
Richard