Changing Batteries- disconnect Solar Panels?

They don't need to be de-energised, panels aren't like that the electrons just sort of wiggle about unless they have a purpose. If you turn off the switch the panel will be quite happy in the sunshine on its own. It'll get warm, but only as warm as when your battery is charged.
Obviously. I said "which is needed for other things. Folks can forget that."
 
Top