Bugger

[Major Catastrophe]

Word of caution though, it is unlikely that your insurance will pay out for frost damage unless every possible precaution has been taken every time you leave the boat, that does not mean you can rely on tube heaters.

Ian

Sorry, but I think 'reasonable care' rather than "every possible precaution" is what most insurance companies expect.

If I switch on a tube heater on Sunday before I leave the boat and the marina power trips out on Wednesday leaving the boat vulnerable to that vicious frost that happens on Wednesday night, which I discover the next Saturday has caused damage, I will make a claim and have every expectation it will be met.

I am touching wood, as I have never made an insurance claim in my life, save for one car accident in the 70's.

 

[tinkicker0]

Sorry, but I think 'reasonable care' rather than "every possible precaution" is what most insurance companies expect.

If I switch on a tube heater on Sunday before I leave the boat and the marina power trips out on Wednesday leaving the boat vulnerable to that vicious frost that happens on Wednesday night, which I discover the next Saturday has caused damage, I will make a claim and have every expectation it will be met.

I am touching wood, as I have never made an insurance claim in my life, save for one car accident in the 70's.

Good job those Landies were owned by Her Majesty then

 

[Major Catastrophe]

Good job those Landies were owned by Her Majesty then

No, I was an officer. I had a driver to crash them for me. Mind you, the 1 tonnies used to fall over at the drop of a hat.

 

[jhr]

James - I may be wrong here ( - there's always a first time - ) but your insurers have a responsibility to settle your claim, and, if they so desire, to chase up the yard for recompense. It really shouldn't be your problem/concern assuming they pay for any repairs.

I hope they come up trumps for you in this instance.

(BTW - do you think there could have been a chance they ruined your risers by their negligence? )

No I agree; you're right and I'm sure they will settle the claim.

Nice idea about the risers but they're eight years old so, claiming negligence may be a bit of a stretch