Recent content by Sandyshore

Without the policy details to make comment like looking for a needle in a haystack. If agreed value then loss adjuster would say so more like a market value policy with an average clause as well. If the case with respect why purchased in first place. I would chuck the whole file at Ombudsman to...

Thought age was defined when keel layed or modern equivalent for GRP!

If by chance the owner has fallen on hard times then go first to club or local authority who lay moorings. you might become responsible for !

Check with your insurance provider first. Lithium related incidents appear to be increasing and whilst LifePo4 appears the better option of the lithium family I read an article where insurers require professional fitting not DIY. ! Also check out if battery is one that is CE marked and...

Engaging a surveyor who can vouch now that vessel is fit to be on a mooring and then get him to offer any advice for the internal work a later date internal report. As for the pen pushers if you were hit and sunk by a third party who then ran away then correct if the insurance policy covers for...

Insure4boats outsource claims to Mac- Marine of Poole. Just like Crapita and Davies Group they are a Claims Management Company(CMC) . The Financial Conduct Authority have raised questions on CMC operations in general. Having looked at Insure4boats "stars" not the 4 or 5 out of 5 but the 1 and...

Always discuss with your insurer in the first instance. If you have protected No Claims Bonus then a positive. Ask how your insurers view if on paying a claim from a non fault as to projected increase at renewal you could be surprised in that there would be no loading if a reputable insurer...

On all my insurances with many vessels over the years the claims condition is quite specific and infers, If I am involved in an incident that could give rise to a claim that I must inform my insurers and or insurance representative within a reasonable time. As most insurance policies have same...

Interesting comments from Refuler from inside the industry. I checked with my insurer underwriting agent who confirmed an agreed value policy is precisely that and in the event of a Total Loss that is the figure insurers would pay. If on the other hand you have purchased a policy based on market...

Interesting comments. Had anyone noticed from this thread. The insurer in question behind the agents named appears to be Navigators and General. If as intimated Navigators and General have been hit by claims and heavily upping premiums then shop around . Did try Vizzy cover or something...

Not sure I would use the marina after the insurance case found they could limit liability. If now only one pontoon sounds excessive rafting. and a recipe and all that. Yacht Club mooring would be my choice. Suggest you get guidance from your insurance provider if they accept mooring in the...

Nautical for me.

Nautical competitive and helpful worth contacting.

I would check first if your insurance policy for the boat "Agreed" or" Market " value. If market value you might end up with insurers perception of value as seen immediately before the incident and therefore you could be out of pocket if you took a cash payment and insurers took the boat. If...

Is Curtis owned by Towergate Marine ? Perhaps the owners of Curtis and Towergate could offer an insight as to how they operate. Just asking as rather confusing to the layman.