youngish persons plans in later life

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tyce

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hi,my plan is to sell up and sail in 4 years time. i am resonably well off my house is paid and i have quite a bit of money squirreled away. i have a company pension which when my plan comes to fruition will be about 10 years worth so not worth a lot. and my age is 31.
my question is, if there are other youngish people out there living the life of reilly, surely you cant all have pensions etc, so what are youre plans for later life, are you all taking a risk and thinking you will be dead, or is there a master plan other than marrying someone rich (swmbo wont let me do that).
any suggestions welcomed because this is the only point that worrys me as i dont want to be a pauper in later life.
thanks in anticipation

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I'm 36, hot and gorgeous during total eclipses, own one property, albeit in Rand, have a few nuts squirreled away but only enough nuts to keep me going in the poorer regions of this world, absolutely no pension plan or husband and more horrifying still, no relatives to look after me when I get old and decrepid.

Any yet, I am plotting my way to a sailing life with a zeal that I didn't know existed within. I'll try not to sell up. I'm hoping to use what rand comes in to support me as I sail. The nuts I have saved, I plan to stick together to make a boat.
But on a more sober level, I don't even consider 'what if' or 'what about when I am old and not even attractive during total eclipses'.
I've never been one to flippantly accept that I will be here till I appear in The Telegraph's Obituary section ' Oceanus Hermanus, quitely passed away aged 87. Beloved wife, mother and grandmother. No flowers please. Donations to the Everybody Lives Forever And Does The Same Thing Foundation'
I'm still in awe at actually being on this planet and at being alive and healthy. I can and will wring as much out of this experience as I possibly can. I live abroad, chose a FILTHY job that enables me to take lengthy vacations and feel that no person will ever hold me back. I believe that if you truly believe in yourself and do not stoop to 'well, he's doing it that way so I should too', that you will be fine.
You are fine, anyway. It sounds like you own a property in a decent currency and that you are pretty sound financially.
So what is stopping you? You've got where you are now because you are a can-do person. You have this goal because you are a can-do person.
Can-do people always triumph.
And remember, our time on this planet isn't necessarily about how financially secure we can be. It's about how alive we can be.
Just do it. You have nothing to worry about.

<hr width=100% size=1>I'm Here For The Fish
 
Hi Oceanus!

I totally agree! Even though I'm a generation older than you, I too am constantly amazed at things both natural and man-made on this planet, and realise that as the years fly by, I'm going to personally experience only a tiny fraction of it all.

When one considers just how short our lives really are in this context, one shouldn't mess about - decide what you want to do and get on with it. As long as you pay your way and don't hurt (in both senses) anyone or anything else, it is your choice. If you do, I'll bet when you look back in your old age, even if poorer materially, you won't regret a single, solitary, moment.

With considerable trepidation I packed in a very good, well paid job 10 years ago and took off cruising a year or so later. It was though, without doubt, the best thing I ever did. Yes, I won't have as 'comfortable' a life as I would have had when I finally drop the hook, but I think about the people I've met, the places I've seen and the challenges overcome every day, and that's far more satisfying in every respect.

Very good luck to both you and Tyce. I hope you both do turn your backs on the 'System' and the increasing burden of the 'Nanny State', and get out there and experience this world with all it's goods and bads.

Good and safe sailing to you both!!



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4 years time??????
What are you procrastinating for?
I am 45.
Victorious will be launched in the spring of 2005 and i plan to sail away.
My sole secure income will be an index linked £200 a month
My only regret is that i did not do this 20 years ago.

If you want a secure future, you pay for it with a dull present... and when you finally retire in comfort ... you are too old to enjoy it.
That is assuming you live long enough
A dear friend of mine quite literally dropped dead a few weeks ago... after 44 years of a heathy life... A heart attack knocked him over in ten seconds flat.

One of the F1 team members died last week aged 47.

On the other hand... I know a couple who are both in thier 80's... skint.. but basking on the deck of thier 35 footer in the sunshine... In all but finacial terms... They consider themselves very rich people
What sort of "pauper" are you most keen to avoid?


<hr width=100% size=1>www.victorious.co.uk
 
A quote I came across recently, been unable to find out where it originates but think on this:

Life is not a journey to the grave with the intention to arrive safely in a pretty and well preserved body, but rather to skid in broadside, thoroughly used up, totally worn out and loudly proclaiming "Shee..it, what a ride!"

:-)

Anthony

<hr width=100% size=1>The difference between men and boys, is just the price of their toys...
 
I'm in the right company.
I just got back from a day of sailing Japan-style.
What a raugh! Everybody was hammered before we even left the jetty and well, little does the rest of the world know just how close we were to the top of a bridge.
Thank gawd 'sake' has high export tariffs.

<hr width=100% size=1>I'm Here For The Fish
 
Not how did he die, but how did he live?
Not what did he gain, but what did he give?
These are the units to measure the worth
Of a man regardless of birth
Not what was his station, but had he a heart?
How did he play his God -given part?
Was he at hand with a word of good cheer
To bring back a smile or banish a fear
Not what was his Church or what was his creed
But had he befriiended those really in need?
Not how did the formal obituary run
But how many grieved when his life's work was done?

Anon

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Hi
Really nice to know there are some others of less than 3 score and ten out there. So whats all this about retireing, its a western concept not recognised in 2/3 world. I hope to claim some back of the UK gov if they and I are still around when I get to sixtyfive but not bamking two hard on it. I plan to keep working untill I am two old to sail or run up a mountain and If I live past that I will throw myself on charity and go and get my own back on the staff in an old folks home (I am a staff nurse at one now) so I say go now before some bugger talks you out of it

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What you should do, (& I speak as an 'oldish person',) is join a syndicate, - now! You will get all the experience you need for your eventual departure 'round the world', or whatever, & get your investment back at the end. Go for it !

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Go, go, go. You have a house that's paid for, rent it out and you'll have more than enough for a cruising kitty (see <A target="_blank" HREF=http://www.stingo.co.uk>my website</A>, click on cruising budget).

I regret waiting for so long to leave.


<hr width=100% size=1><font color=blue><A target="_blank" HREF=http://www.stingo.co.uk>http://www.stingo.co.uk</A> - now cruising nowhere near you</font color=blue>
 
There those that go, and those that only talk about it.
There are always reasons why one should not go.
There is only one reason why we do.
Because we can!
Life at sea ...has got it right. Go for it!



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