Yacht Insurance

[Tomaret]

Y Yacht sent me their renewal quote yesterday - 5% up on last year, so I thought I'd look around. Because I made a claim for £1000 two years ago (my fault prang in a marina) none of the instant quotes returned anything and GJW wanted to see a survey before they would quote. Pantaenius came back today with a quote that is double what Y Yacht want - can anybody explain the black art of pricing insurance policies? I don't think I'm going to do better than Y Yacht but as I've been on a run of saving money (who knew you could share Amazon Prime and Times digital subscriptions and I was paying way over the odds for my telephone) I thought I'd look.

As has been mentioned on here before, Y Yacht has an 18 hour limit on single-handing, requiring the yacht to be moored for 6 hours thereafter. Does anchoring count as mooring in this context?

Grateful for any thoughts,

Mark

 

[awol]

Why don't you ask Y? I doubt if presenting evidence of Scuttlebutt posts would make any difference to a claim.

 

[[163233]]

Yachting24?

Asking people what's going on with their insurance policies is often sadly ineffectual.

Pants are weirdly cagey about giving me a quote, and I have no idea why. I've never claimed on anything. The boat is fully surveyed, and I've got lots of bits of paper.
I actually suspect they might be just riding out brexit and covid.

 

[goeasy123]

Interesting thread here on the subject.... Insurance - Cruisers & Sailing Forums

 

[Tomaret]

Interesting thread here on the subject.... Insurance - Cruisers & Sailing Forums

Thanks