What is your cruising range (insurance)?

[Stork_III]

I found that over the last few years I had not been covered in the inland waters of Holland.Inland waters of UK are covered,but the Brest to Elbe did not cover the inland waters.My insurer wanted to charge me an extra tenner or so but when at renewal time I said I was comparing quotes they included it for free.

I had the same with GJW, their standard Brest to Elbe does not include European Inland waters. On asking they extended, at no cost, to include European Inland waters and not north of 63 deg, nor south of 43 deg, not east of 15 deg and not west of 15 deg. Does allow you to reach the SE corner of Iceland should you wish. If your with GJW worth checking your area cover.

 

[jimi]

Mine originally excluded Ireland, I got it included as well as an extension to La Rochelle at no extra cost

 

[Twister_Ken]

Recent quotation (with Axa) defined Continental Waters between Brest and Elba as:

That's quite a cruising area!

 

[macd]

It would seem bizarre that you can cruise the coasts of England and France but to travel between the two you would need to cross where the 12-mile limits intersect, i.e. the Dover Strait!

Perhaps I misunderstand you, but I don't see anything bizarre about it. If you elect for a 'UK Coastal' policy, you're covered (and pay) for UK inshore waters. If you want also to cruise France or any other Eurpean country, you pay for the 'Continental waters' option. Is there anything illogical or unfair about that?

 

[snowleopard]

Perhaps I misunderstand you, but I don't see anything bizarre about it. If you elect for a 'UK Coastal' policy, you're covered (and pay) for UK inshore waters. If you want also to cruise France or any other Eurpean country, you pay for the 'Continental waters' option. Is there anything illogical or unfair about that?

If you have coastal UK cover and coastal continental waters cover, how do you get between the two if the continental waters are defined as up to 12 miles offshore?

 

[awol]

If you have coastal UK cover and coastal continental waters cover, how do you get between the two if the continental waters are defined as up to 12 miles offshore?

Any definition of "Continental Waters" I've seen on this thread has been a large square including all of the British Isles down to Brest or as 200nm offshore. I think you are confusing the different definitions for "Coastal" and "Continental".

 

[SHUG]

Very happy with Heath Lambert. Just phone up and update your cruising plans and they will then set appropriate geographic limits ....simples.

 

[Ubergeekian]

,... "United Kingdom" only covers Northern Ireland, not the Republic so I appear not to be covered if I cross the Irish Sea.

I noticed that when I got a quote for GJW - but when I asked they were happy to include the whole of the Irish Sea and the whole of the Irish coast at no additional charge.

 

[macd]

If you have coastal UK cover and coastal continental waters cover, how do you get between the two if the continental waters are defined as up to 12 miles offshore?

Then it might have helped if you'd said so. If that situation were to exist it would indeed be strange. But the fact is 'coastal continental' hasn't been mentioned in any post. Nor, so far as I know, is it offered by UK insurers in respect of UK-based vessels. They'd expect you, I imagine, to go for the Brest-Elbe or some other option.

However, on its UK coastal cover my company, as I've stated, allows direct passages between points in the UK which require travelling over 12 miles offshore. So were they to offer me 'coastal UK' and 'coastal continental' with that same allowance, then the 'bizarre' situation you describe would not arise.